LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 22, 2026
A−
+40 / ±100
positive
−1000+100
Reason codes · heaviest factors
PM
Price momentum
+19.9% YoY median
+100
IS
Inventory & supply
0.9 months of supply
+100
SL
Sale-to-list ratio
98.4% sale-to-list
+50
MS
Market sentiment
cautiously optimistic
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45224 — Cincinnati

Hamilton County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 45224 housing market is experiencing significant price appreciation, with a 19.9% year-over-year increase in median sale price to $250,000. While inventory remains tight, the market is seeing steady sales activity and competitive bidding, driven by demand for affordable housing within the Cincinnati metro area.

Who this ZIP fits

This ZIP is well-suited for first-time homebuyers and investors seeking affordability, as well as renters looking for proximity to the Cincinnati urban core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 15.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$250,000
+19.9% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
35 days
Active listings
47
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
80
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 19.9% year over year.

90
Liquidity/100

Homes spend a median of 35 days on market with 0.9 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

60
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.9% · poverty 19.9% — a mixed stability profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
21,900

ZCTA 45224, Hamilton County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.9%
Foreign-born residents
861
Naturalized (of foreign-born)
32.5%
Non-citizens (of population)
2.7%
Entered 2010 or later (of foreign-born)
56.6%
World region of birth (foreign-born)
Americas
62.4%
Europe
18.4%
Asia
10.7%
Africa
4.4%
Oceania
4.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Taxation

Property taxes in this jurisdiction are assessed by the Hamilton County Auditor based on property value, with rates determined by local school district and municipal levies.

Transportation & commute

Located in the North College Hill and Mt. Airy vicinity, residents typically access downtown Cincinnati via I-75 or I-74, with commute times varying based on traffic congestion.

Recreation & amenities

The area features proximity to local parks and green spaces within the Cincinnati municipal park system, with shopping and dining options available along the Hamilton Avenue corridor.

Rental market

The rental market is characterized by a mix of single-family and multi-family units, with demand supported by the area's affordability relative to the broader Cincinnati metro.

Economy & employers

The local economy is integrated into the broader Cincinnati metropolitan area, which features a diverse mix of healthcare, manufacturing, and corporate headquarters.

Transportation & infrastructure

The area is served by the Southwest Ohio Regional Transit Authority (SORTA) bus network, providing connectivity to the Cincinnati central business district.

County appraisal district

The Hamilton County Auditor's office manages property assessments, conducting triennial updates and sexennial reappraisals to determine taxable value.

Special districts

Parcels are subject to local school district levies and municipal taxes, with potential special assessments for utility or infrastructure improvements.

Insurance & hazard market

Property insurance premiums in the region are influenced by standard Midwestern hazard profiles, including wind and storm risks.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45224, Hamilton County OH
Population
21,900
Median age
44 yrs
Owner-occupancy
55.2%
Median home value
$174,400
Median gross rent
$950
Median household income
$57,754
Median year built
1959
Vacancy rate
8.1%
Renter share
44.8%
Owner cost burden
22%
Renter cost burden
48%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
24.5 min
Bachelor's or higher
25%
Unemployment
7.9%
Poverty rate
19.9%
Avg household size
2.3
Black or African American
65%
White
28%
Other
7%

Data retrieved from US Census Bureau ZCTA-level tables.

Assigned schools
North College Hill ElementaryElementary3North College Hill City School DistrictPublic school serving the local community.
School districts
North College Hill City School DistrictCServes the immediate ZIP area with a focus on local student population.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
Water/SewerGreater Cincinnati Water WorksMunicipal utility service.
Major employers & industries
University of CincinnatiEducation/HealthcareMajor regional employer.
Procter & GambleConsumer GoodsRegional headquarters.
Amenities & attractions1 retained amenity
Inside this ZIP
North College Hill Park
Park

Local community park providing green space and recreational facilities.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 45224 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo