Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 45232 — Cincinnati
The 45232 housing market is a highly competitive, low-inventory environment characterized by significant year-over-year price volatility and longer-than-average marketing times. The area remains a lower-income, renter-heavy demographic with significant economic challenges that influence local housing stability. Market activity is constrained by limited supply and broader socioeconomic factors.
This area is primarily suited for investors seeking low entry-price rentals or long-term residents; it is less attractive to family buyers prioritizing school quality or safety.
Median prices moved up 9.0% year over year.
Homes spend a median of 105 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 21.5% · poverty 40.4% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45232, Hamilton County, OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area faces significant challenges with crime rates substantially higher than state and national averages. It consistently ranks among the less safe zip codes in the region.
Public schools in the ZIP, such as Winton Hills Academy, struggle with low proficiency scores and generally rank in the bottom 50% of the state.
The area is rated as having a relatively high natural hazard risk by FEMA, with lightning, tornadoes, and cold waves being primary threats.
While major employers like Procter & Gamble and Kroger are anchored in the broader Cincinnati metro, there is limited major new development momentum inside the 45232 boundaries.
Property taxes are administered by Hamilton County; Ohio assesses residential property at 35% of market value, with tax rates determined by local school and municipal districts.
The average commute time for residents is approximately 26.8 minutes, with access to regional transit corridors.
The area has limited localized recreation, though residents have access to Cincinnati regional parks and amenities within a 3-mile radius.
The rental market is highly active compared to sales, with significant vacancy pressure and a high renter share.
The local economy is characterized by a mix of lower-wage service roles with limited local industry beyond general metropolitan employment.
The area is served by regional transit corridors connecting to the broader Cincinnati employment core.
There are no major large-scale industrial or commercial developments currently noted within the ZIP.
Hamilton County utilizes a mass appraisal system to assess property values for tax purposes.
Parcels are subject to Hamilton County taxing jurisdiction and Cincinnati Public Schools district levies.
Property insurance premiums are generally higher due to the urban crime profile and regional hazard risks.
Data retrieved from data.census.gov ZCTA 45232 profile.
Local community park providing green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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