LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45251 sells for about $211,000, or $145 per square foot.

Prices are down 1.4% from a year ago, which gives buyers more room to negotiate. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,307 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45251 — Cincinnati

Hamilton County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The 45251 housing market is currently experiencing a period of stabilization with a slight year-over-year price decline of 1.4%. Market conditions remain balanced for buyers and sellers, with homes moving at a healthy pace of 38 days on market. The area continues to attract families looking for suburban affordability within the broader Cincinnati metro region.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a balance of affordability and access to the Cincinnati metro area's employment and service hubs.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 30.8 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$211,000
-1.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
1,500
Listings with price cuts
25%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
43
Growth/100

Median prices moved down 1.4% year over year.

71
Liquidity/100

Homes spend a median of 38 days on market with 4.2 months of supply — a fast-moving market.

64
Momentum/100

25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 9.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$120,000$160,000$200,000$240,000$280,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,100$2,450$2,800$3,150$3,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
20,254

ZCTA 45251, Hamilton County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.7%
Foreign-born residents
961
Naturalized (of foreign-born)
53.9%
Non-citizens (of population)
2.2%
Entered 2010 or later (of foreign-born)
39.9%
World region of birth (foreign-born)
Americas
30.7%
Africa
26.1%
Asia
24.8%
Europe
18.4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime trends in the area are generally consistent with broader Hamilton County patterns, with localized variations in property crime rates.

Schools & education

Schools serving the area are part of the Cincinnati public and regional district systems, with performance ratings varying by specific attendance zone.

Environmental & hazard

The area is subject to standard Midwestern climate risks, including seasonal severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying drainage areas.

Growth & development

Economic momentum is tied to the broader Cincinnati metro area, which features a diverse mix of healthcare, manufacturing, and corporate service employers.

Taxation

Property taxes are assessed by Hamilton County based on local millage rates, which include levies for schools, municipal services, and county-wide special districts.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with access to major highway corridors providing connectivity to the Cincinnati employment core.

Recreation & amenities

The area offers access to local community parks, neighborhood green spaces, and proximity to regional shopping centers and dining districts within a short drive.

Rental market

The rental market remains stable with moderate demand, supported by a mix of single-family and multi-family housing stock.

Economy & employers

The local economy is anchored by the broader Cincinnati labor market, with significant employment in healthcare, education, and professional services.

Transportation & infrastructure

The area is primarily served by regional highway networks, with limited public transit options compared to the urban core.

Development pipeline

Development activity is focused on infill residential projects and commercial maintenance within the existing suburban footprint.

County appraisal district

The Hamilton County Auditor manages property assessments, with reappraisals occurring on a triennial cycle.

Special districts

Parcels are subject to various special levies, including school district taxes and county-wide service assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and standard risk assessments for the Ohio Valley.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 45251, Hamilton County OH
Population
20,254
Median age
39.1 yrs
Owner-occupancy
72.5%
Median home value
$211,000
Median gross rent
$1,900
Median household income
$63,738
Median year built
1972
Vacancy rate
5.2%
Renter share
27.5%
Owner cost burden
18.5%
Renter cost burden
35.2%
Population change
+0.5%
Net migration
0
Work-from-home share
12.4%
Mean commute
26.5 min
Bachelor's or higher
28.4%
Unemployment
3.3%
Poverty rate
9.5%
Avg household size
2.68
White
63.15%
Black
25.57%
Hispanic
4.47%
Other
6.81%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local Public SchoolsElementary/Middle/HighAverageCincinnati Public SchoolsRatings based on state accountability metrics.
School districts
Cincinnati Public SchoolsAverageLarge urban district serving the majority of the city.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
Water/SewerGreater Cincinnati Water WorksMunicipal utility service.
Major employers & industries
Cincinnati Metro Area EmployersDiverseRegional employment hub.
Major amenities · ZIP 45251
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
19 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
7 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Local Community Parks
Recreation

Provides neighborhood-level green space and recreational facilities.

Regional Shopping Districts
Retail

Access to various retail and dining options within the Cincinnati metro periphery.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.