LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45304 sells for about $149,925, or $108 per square foot.

Prices are up +11.1% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $827 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45304 — Arcanum

Montgomery County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The Dayton housing market shows signs of resilience with moderate price appreciation and steady sales activity. While inventory levels have increased, demand remains supported by the region's affordability relative to national averages. Market participants are navigating a stable environment characterized by consistent, albeit measured, growth.

Who this ZIP fits

This area is well-suited for budget-conscious buyers and renters seeking affordability, as well as local workers who prioritize proximity to the Dayton employment hub.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 220.5 km²Water area · 0.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$149,925
+11.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
3,205
Listings with price cuts
27%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
86
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 11.1% year over year.

80
Liquidity/100

Homes spend a median of 38 days on market with 2.5 months of supply — a fast-moving market.

68
Momentum/100

27% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

94
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 8.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$70,000$105,000$140,000$175,000$210,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,200$1,400$1,600$1,800$2,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−1,200 people

net outflow — more people moved out than in

Population base
7,599

ZCTA 45304, Montgomery County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.6%
Foreign-born residents
123
Naturalized (of foreign-born)
77.2%
Non-citizens (of population)
0.4%
Entered 2010 or later (of foreign-born)
65.9%
World region of birth (foreign-born)
Asia
52%
Americas
48%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Dayton area remain a significant concern, with property and violent crime metrics consistently trending higher than the national average.

Schools & education

Public schools in the area generally face challenges with performance metrics, often trailing state averages in proficiency and graduation rates.

Environmental & hazard

The region faces moderate risks from severe weather, including heavy rainfall leading to localized flooding and occasional wind damage from storm systems.

Growth & development

Economic momentum is driven by the aerospace, healthcare, and logistics sectors, with ongoing efforts to revitalize urban infrastructure and attract new corporate investment.

Taxation

Property taxes are assessed at the county level based on market value, with rates influenced by local school district levies and municipal service requirements.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with major highway corridors providing access to the broader Dayton employment core.

Recreation & amenities

The area features several local parks and green spaces, with proximity to regional shopping centers and dining districts within a short drive.

Rental market

The rental market is characterized by steady demand and limited vacancy, with rents showing moderate upward pressure due to constrained supply.

Economy & employers

The economy is anchored by major employers in the healthcare, education, and defense sectors, with a strong historical focus on manufacturing and logistics.

Transportation & infrastructure

The area is served by a network of state highways and local bus transit, though personal vehicle ownership remains the primary mode of transportation.

Development pipeline

Development efforts are currently focused on urban infill and the modernization of aging infrastructure to support long-term growth.

County appraisal district

The Montgomery County Auditor manages property assessments, conducting triennial updates to ensure valuations align with market trends.

Special districts

Parcels are subject to various school district levies and municipal service assessments typical of the Dayton metropolitan area.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, including risks associated with severe weather and aging housing stock.

Migration & population flows

Net domestic migration has remained relatively stable, with a balance between local movement and regional relocation trends.

Foreclosure doctrine

Ohio operates as a judicial foreclosure state, requiring court intervention and providing specific notice and redemption periods for homeowners.

Disclosure doctrine

Sellers are required to provide a residential property disclosure form detailing the known condition of the home at the time of sale.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45304, Montgomery County OH
Population
7,599
Median age
38.5 yrs
Owner-occupancy
52%
Median home value
$105,909
Median gross rent
$850
Median household income
$45,247
Median year built
1964
Vacancy rate
12%
Renter share
48%
Owner cost burden
22%
Renter cost burden
45%
Population change
-0.5%
Net migration
-1,200
Work-from-home share
12.5%
Mean commute
22 min
Bachelor's or higher
21%
Unemployment
1.9%
Poverty rate
8.4%
Avg household size
2.4
White
58%
Black or African American
35%
Hispanic or Latino
3%
Other
4%

Data retrieved from US Census Bureau ACS tables for ZCTA 45304.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Dayton Public SchoolsDistrictC-Dayton City School DistrictPrevailing district serving the area.
School districts
Dayton City School DistrictC-Large urban district serving the majority of the city.
Utilities & services
ElectricAES OhioPrimary provider in the deregulated market.
Natural GasCenterPoint EnergyMain service provider for the region.
Water/SewerCity of DaytonMunicipal utility services.
Major employers & industries
Wright-Patterson Air Force BaseDefense/GovernmentMajor regional employer.
Premier HealthHealthcareSignificant regional healthcare provider.
Major amenities · ZIP 45304
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
14 · 13 mi
Museums, galleries & history
6 · 20 mi
Parks, trails & nature
9 · 13 mi
Golf
2 · 13 mi
Shopping & dining districts
2 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Dayton Metro Parks
Park System

Extensive network of trails and green spaces serving the community.

Dayton Art Institute
Museum

Major cultural anchor providing art exhibitions and educational programs.

On the horizon · announced & under construction
Downtown Revitalization ProjectMixed-useUnder ConstructionMulti-phase development aimed at increasing residential and retail density.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.