The story of this market
The typical home in ZIP 45315 sells for about $225,000, or $145 per square foot.
Prices are up +5.2% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $921 a month.
ZIP 45315 — Clayton
The 45315 housing market remains steady, characterized by low inventory and consistent demand from local buyers. Prices have seen modest year-over-year growth, supported by the area's affordability relative to the broader Dayton metro. Market conditions are expected to remain balanced as supply levels stay tight.
This ZIP is well-suited for families and established professionals seeking suburban living with access to Dayton's employment centers at a more accessible price point than inner-ring suburbs.
Median prices moved up 5.2% year over year.
Homes spend a median of 38 days on market with 2.5 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 2.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45315, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Clayton area are generally lower than the broader Dayton metropolitan average, with property crime being the primary concern.
Schools serving the area are primarily part of the Northmont City School District, which maintains a stable academic reputation within the region.
The area faces standard Midwestern climate risks, including occasional severe thunderstorms and wind events; flood risk is generally low outside of specific creek-adjacent zones.
Economic momentum is driven by proximity to the Dayton employment core and regional logistics hubs, with steady residential development in the surrounding Clayton area.
Property taxes are assessed by Montgomery County based on market value, with rates determined by local school district and municipal levies.
Residents typically commute by car to downtown Dayton or the Wright-Patterson Air Force Base area, with average commute times reflecting a suburban-to-urban flow.
The area features access to local parks and green spaces, with proximity to larger regional recreational facilities and shopping centers in the Englewood and Dayton corridors.
The rental market is characterized by moderate demand and limited inventory, with rents trending upward in line with regional inflation.
The local economy is anchored by the broader Dayton industrial and service sectors, with significant employment influence from nearby logistics and healthcare providers.
The area is primarily served by regional highway corridors, with limited public transit options requiring reliance on personal vehicles.
Development is focused on low-density residential infill and minor commercial expansion along major arterial roads.
The Montgomery County Auditor manages property assessments, conducting triennial updates to ensure valuations align with market trends.
Parcels are subject to Northmont City School District levies and standard county-wide special service districts.
Property insurance premiums are stable, reflecting the area's low exposure to catastrophic natural disasters.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Scene75 Entertainment Center | Dayton4.48.1 mi
- Nova Trampoline and Adventure Park4.717.6 mi
- On Par Entertainment4.816.8 mi
- Round1 Bowling & Arcade - Beavercreek4.116.3 mi
- Wegerzyn Gardens MetroPark4.88.1 mi
- Hollywood Gaming at Dayton Raceway3.99.3 mi
- Nutter Center4.316.1 mi
- University of Dayton Arena4.711.3 mi
- Rose Music Center at The Heights4.712.1 mi
- Dayton Convention Center4.110.6 mi
- Aullwood Audubon Center4.83.5 mi
- Cinemark Huber Heights 164.310.4 mi
- Carillon Historical Park4.811.7 mi
- Charleston Falls Preserve4.810.8 mi
- Wegerzyn Gardens MetroPark4.88.1 mi
- National Museum of the US Air Force4.913.3 mi
- Boonshoft Museum of Discovery4.78.7 mi
- Carillon Historical Park4.811.7 mi
- Aullwood Audubon Center4.83.5 mi
- Air Force Museum Foundation Meetings & Events4.913.3 mi
- Aullwood Audubon Center4.83.5 mi
- Carillon Historical Park4.811.7 mi
- Charleston Falls Preserve4.810.8 mi
- Wegerzyn Gardens MetroPark4.88.1 mi
- RiverScape MetroPark4.710.3 mi
- Graywolf Golf Club3.92.2 mi
- Community Golf Course412.9 mi
- Cassel Hills Golf Course4.49.1 mi
- Homestead Golf Course4.48.1 mi
- Meadowbrook at Clayton4.42.6 mi
- Meijer4.33.3 mi
- 2nd Street Market4.710.7 mi
- Meijer4.312.5 mi
- Rural King4.310.5 mi
- Burlington410.9 mi
- Dayton International Airport4.46.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community parks providing trails and recreational space.
Public golf facility serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.