LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45339 sells for about $221,707, or $108 per square foot.

Prices are up +5% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $630 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45339 — Ludlow Falls

Miami County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The housing market in 45339 remains stable with steady price appreciation and consistent sales volume. Buyer demand is supported by the broader Dayton metro economy, though inventory levels remain tight, keeping the market competitive.

Who this ZIP fits

This ZIP code is best suited for those seeking a quiet, rural lifestyle while maintaining access to the employment and service amenities of the Dayton metropolitan area.

Parent geography
Ludlow Falls · no city intel reportMiami County →Dayton market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 36.2 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$221,707
+5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
3,205
Listings with price cuts
4%
share of active listings
Sale-to-list ratio
99.7%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
85
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
75
Growth/100

Median prices moved up 5.0% year over year.

80
Liquidity/100

Homes spend a median of 38 days on market with 2.5 months of supply — a fast-moving market.

86
Momentum/100

4% of listings have cut prices · homes sell at 99.7% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.7% · poverty 1.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2021202220232024202520272029$180,000$210,000$240,000$270,000$300,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
1,057

ZCTA 45339, Miami County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0%
Foreign-born residents
0
Naturalized (of foreign-born)
—
Non-citizens (of population)
—
Entered 2010 or later (of foreign-born)
—

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Not determinable at the ZIP level; regional crime trends in the Dayton metro area are monitored by local law enforcement agencies.

Schools & education

Schools serving the Ludlow Falls area are generally characterized by their rural district settings, with performance ratings varying by specific school district boundaries.

Environmental & hazard

The area is subject to standard Midwestern climate risks, including seasonal severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas.

Growth & development

Economic momentum is tied to the broader Dayton-Kettering-Beavercreek metro area, which benefits from aerospace, defense, and healthcare sectors.

Taxation

Property taxes are assessed at the county level based on appraised market value; specific rates vary by local school district and municipal levies.

Transportation & commute

Residents typically rely on personal vehicles for commuting to employment hubs in the Dayton metro area via regional highway corridors.

Recreation & amenities

The area features access to rural outdoor recreation, including local parks and green spaces, with broader shopping and entertainment amenities located in nearby suburban centers.

Rental market

The rental market is characterized by moderate demand and limited inventory, with yields generally outperforming national averages in the broader Dayton metro.

Economy & employers

The economy is anchored by the Dayton metro area's diverse mix of aerospace, defense, and healthcare industries.

Transportation & infrastructure

Transportation is primarily highway-dependent, with access to regional routes connecting to the Dayton urban core.

Development pipeline

Development is largely focused on residential expansion and infrastructure maintenance consistent with rural-to-suburban growth patterns.

Special districts

Parcels are subject to local school district levies and county-wide property tax assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and standard Midwestern hazard exposure.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45339, Miami County OH
Population
1,057
Median age
52.4 yrs
Owner-occupancy
82.5%
Median home value
$215,000
Median gross rent
$1,150
Median household income
$65,413
Median year built
1972
Vacancy rate
4.5%
Renter share
17.5%
Owner cost burden
18.2%
Renter cost burden
32.5%
Population change
+0.8%
Net migration
0
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
22.1%
Unemployment
1.7%
Poverty rate
1%
Avg household size
2.6
White
94.2%
Hispanic
2.1%
Black
1.5%
Other
2.2%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools · 1
Milton-Union ElementaryElementaryBMilton-Union Exempted VillageServes the primary residential population of the ZIP.
School districts
Milton-Union Exempted Village SchoolsBPrimary district serving the Ludlow Falls area.
Utilities & services
ElectricAES OhioPrimary provider for the region.
Natural GasCenterPoint EnergyStandard service provider.
Major employers & industries
Wright-Patterson Air Force BaseDefense/AerospaceMajor regional employer.
Premier HealthHealthcareMajor regional employer.
Major amenities · ZIP 45339
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
19 · 13 mi
Parks, trails & nature
20+ · 13 mi
Golf
7 · 13 mi
Shopping & dining districts
12 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Ludlow Falls
Natural Landmark

A scenic waterfall and local landmark located within the ZIP code area.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.