The story of this market
The typical home in ZIP 45345 sells for about $197,500, or $153 per square foot.
Prices are roughly flat from a year ago (-0.9%), a market in balance. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $915 a month.
ZIP 45345 — Fort Loramie
The housing market in 45345 remains competitive with low inventory and steady demand, reflecting broader trends in the Dayton region. While pricing has seen minor adjustments, the market is supported by a strong sale-to-list ratio and limited supply, keeping conditions favorable for sellers.
This ZIP is well-suited for family buyers and those seeking a quieter, suburban-to-rural lifestyle while maintaining access to the Dayton employment market.
Median prices moved down 0.9% year over year.
Homes spend a median of 27 days on market with 1.7 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 99.4% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 20.3% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45345, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the New Lebanon Local School District, which provides standard public education for the community.
The region is subject to standard Midwestern weather risks, including occasional severe thunderstorms and wind events; flood risk is localized to specific low-lying areas.
Economic momentum is tied to the broader Dayton metropolitan area, with local development focused on residential stability and regional infrastructure connectivity.
Property taxes are assessed by Montgomery County based on local millage rates, which include levies for schools, county services, and township operations.
Residents primarily rely on personal vehicles for commuting, with access to major regional corridors providing connections to the Dayton employment core.
The area features local parks and green spaces typical of a suburban-rural transition, with broader shopping and entertainment options available within a short drive in the Dayton metro.
The rental market is characterized by moderate demand and limited inventory, with rents generally tracking with the broader Dayton regional trends.
The economy is anchored by the broader Dayton industrial and service sectors, with a mix of local retail and regional employment hubs.
Transportation is primarily highway-dependent, with regional infrastructure facilitating access to the Dayton metropolitan area.
Development is primarily focused on residential infill and maintenance of existing community infrastructure.
Montgomery County utilizes a mass appraisal system to determine property values for tax purposes, with periodic reassessments.
Parcels are subject to standard school district, county, and township tax levies.
Property insurance premiums are influenced by regional hazard profiles, including wind and storm risks common to the Ohio Valley.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Ohio law requires sellers to provide a residential property disclosure form detailing the condition of the property.
Data retrieved from US Census Bureau ZCTA profiles.
- Land of Illusion Adventure Park4.411.9 mi
- Scene75 Entertainment Center | Dayton4.413.7 mi
- Nova Trampoline and Adventure Park4.715.6 mi
- On Par Entertainment4.816.4 mi
- Round1 Bowling & Arcade - Beavercreek4.118.8 mi
- Hollywood Gaming at Dayton Raceway3.913.7 mi
- Land of Illusion Adventure Park4.411.9 mi
- Nutter Center4.319.1 mi
- University of Dayton Arena4.711 mi
- Hidden Valley Orchards4.319.1 mi
- Cox Arboretum MetroPark4.811.1 mi
- Cinemark Dayton South 16 and XD4.511.3 mi
- Carillon Historical Park4.811.1 mi
- Aullwood Audubon Center4.811.9 mi
- Wegerzyn Gardens MetroPark4.811.8 mi
- National Museum of the US Air Force4.916.1 mi
- Boonshoft Museum of Discovery4.711.5 mi
- Carillon Historical Park4.811.1 mi
- Aullwood Audubon Center4.811.9 mi
- Air Force Museum Foundation Meetings & Events4.916.2 mi
- Cox Arboretum MetroPark4.811.1 mi
- Carillon Historical Park4.811.1 mi
- Aullwood Audubon Center4.811.9 mi
- Wegerzyn Gardens MetroPark4.811.8 mi
- RiverScape MetroPark4.711.8 mi
- Lakengren Marina4.615.2 mi
- PipeStone Golf Club4.311.6 mi
- Golf Galaxy Performance Center3.912 mi
- Brown's Run Public Golf Course, Bar, And Event Center4.212.3 mi
- Community Golf Course411.6 mi
- Graywolf Golf Club3.97.9 mi
- Dayton Mall412 mi
- Dorothy Lane Market4.712.7 mi
- Meijer4.311 mi
- Meijer4.210.9 mi
- Macy's4.112.1 mi
- Dayton International Airport4.415.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Community-focused green spaces providing outdoor recreation for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.