The story of this market
The typical home in ZIP 45350 sells for about $299,990, or $145 per square foot.
Prices are up +5.18% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 45350 — North Star
The housing market in 45350 remains stable with moderate price appreciation and consistent demand from local buyers. Limited inventory continues to support a balanced market, though rising costs are impacting affordability for some renters. Overall, the area benefits from its status as a quiet, accessible alternative to the more expensive urban centers in the Dayton region.
This ZIP is well-suited for family buyers and those seeking a quieter, rural-suburban lifestyle while maintaining access to the amenities of the Dayton metro area.
Median prices moved up 5.2% year over year.
Homes spend a median of 37 days on market with 3.2 months of supply — a fast-moving market.
25% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 4.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45350
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally lower than the regional average for the Dayton metropolitan area, with property crime being the primary concern.
Schools serving the area are part of local rural-suburban districts that generally maintain stable performance ratings within the state accountability system.
The area faces standard Midwestern climate risks, primarily related to severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas.
Economic momentum is tied to the broader Dayton regional economy, with proximity to manufacturing and logistics hubs providing steady employment opportunities.
Property taxes are assessed by the county based on market value, with rates determined by local school district levies and municipal millage requirements.
Commuters primarily rely on personal vehicles for access to the Dayton employment core, with typical drive times ranging from 30 to 45 minutes.
The area features access to local community parks and rural green spaces, with larger shopping and entertainment districts located within a 15-20 minute drive.
The rental market is characterized by low inventory and stable demand, with limited turnover and a minimal presence of short-term rental platforms.
The local economy is anchored by regional manufacturing, logistics, and agricultural support services within the Dayton metropolitan sphere.
Transportation is heavily dependent on highway corridors connecting the village to the Dayton urban core.
Development is focused on small-scale residential infill and maintaining existing infrastructure standards.
The county appraisal district conducts periodic reappraisals to align assessed values with current market trends.
Parcels are subject to local school district levies and county-wide special service districts for emergency and utility management.
Property insurance premiums are stable, reflecting the area's moderate risk profile for natural disasters.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Eldora Speedway4.83.2 mi
- Darke County Fairgrounds4.516.8 mi
- Mercer County Fairgrounds4.615.5 mi
- Boardwalk Grill - Celina, OH4.114.9 mi
- BMI Event Center4.78.8 mi
- Lake Loramie State Park4.611.6 mi
- Maria Stein Shrine of the Holy Relics4.88.1 mi
- Versailles Winery4.77 mi
- The Bicycle Museum of America4.912.7 mi
- Community Lanes Minster4.311.4 mi
- Maria Stein Shrine of the Holy Relics4.88.1 mi
- The Bicycle Museum of America4.912.7 mi
- Bear's Mill4.815.2 mi
- Garst Museum4.815.5 mi
- Celina Lighthouse4.615.1 mi
- Lake Loramie State Park4.611.6 mi
- Ambassador Park4.612.7 mi
- Coldwater Memorial Park4.811.4 mi
- Four Seasons Recreational Park - Minster4.811 mi
- Komminsk Legacy Park4.812.6 mi
- Lakeshore Marina4.912.9 mi
- Helton Lodge Rentals514.9 mi
- Stillwater Valley Golf Club4.311.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides basic recreational facilities and green space for residents.
Connects rural areas to broader regional cycling and walking paths.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.