LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45373 sells for about $276,252, or $167 per square foot.

Prices are up +21.75% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $988 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45373 — Troy

Miami County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The residential real estate market in 45373 is currently cautiously optimistic. While median list prices have experienced strong year-over-year growth, transaction data shows a mixed reality with some sources indicating slight year-over-year declines in realized sale prices. The market is cooling from previous intensity, shifting the environment from a hyper-competitive seller’s market toward more balanced conditions.

Who this ZIP fits

The area fits family buyers and local commuters well, offering a mix of suburban lifestyle and access to the Dayton metropolitan area at a price point below national averages.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 227.1 km²Water area · 1.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$276,252
+21.75% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
43 days
Active listings
206
Listings with price cuts
32%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
81
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 21.8% year over year.

73
Liquidity/100

Homes spend a median of 43 days on market with 0.0 months of supply — a fast-moving market.

64
Momentum/100

32% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

87
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 10.1% — a stable, low-distress profile.

Census trends · population flows2023 ACS 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
37,565

ZCTA 45373, Miami County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.8%
Foreign-born residents
1,797
Naturalized (of foreign-born)
41.6%
Non-citizens (of population)
2.8%
Entered 2010 or later (of foreign-born)
46.9%
World region of birth (foreign-born)
Asia
64.6%
Americas
20.1%
Europe
11%
Africa
4.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Specific, localized crime trend data for 45373 is not published in current market reports; regional comparisons suggest it tracks with typical trends for a small-to-mid-sized Ohio city.

Schools & education

The ZIP is primarily served by Troy City Schools, which maintains a prevailing characterization as a stable public district; the area also hosts specialized technical and vocational training institutions like the Hobart Institute of Welding Technology.

Environmental & hazard

The area is characterized by a standard Midwestern risk profile; specific, granular hazard posture for 45373 is not detailed in current housing reports.

Growth & development

Growth momentum is tied to the broader Dayton-area economy, with ongoing development in regional manufacturing and infrastructure; specific major corporate HQ relocations within the ZIP are not currently reported.

Taxation

Taxation is governed by Miami County and local municipal jurisdictions; specific effective rates and exemption structures for residential parcels are not published at the ZIP level in available market databases.

Transportation & commute

Residents typically experience a manageable commute to the Dayton employment core, with average commute times around 21 minutes.

Recreation & amenities

Access includes the Troy-Miami County Public Library system and various local parks and trails common to the Miami Valley region.

Rental market

The rental market shows strong demand with a median rent of $1,300. Growth in rental listings suggests moderate vacancy pressure, though significant year-over-year rent increases highlight sustained demand.

Economy & employers

Growth momentum is tied to the broader Dayton-area economy, with ongoing development in regional manufacturing and infrastructure.

Development pipeline

Ongoing residential subdivisions are present, such as Fox Harbor.

Discovery profile2023 ACS 5-year estimates
Census profile · ZCTA 45373, Miami County OH
Population
37,565
Median age
39.3 yrs
Owner-occupancy
68%
Median home value
$215,000
Median gross rent
$950
Median household income
$78,300
Median year built
1973
Vacancy rate
5%
Renter share
32%
Owner cost burden
15%
Renter cost burden
35%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
21 min
Bachelor's or higher
32%
Unemployment
3.6%
Poverty rate
10.1%
Avg household size
2.4
White
91%
Hispanic
3%
Black
2%
Other
4%

Data retrieved from data.census.gov using ZCTA 45373 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Troy City SchoolsDistrictStableTroy City School DistrictPrimary public school provider for the ZIP.
School districts
Troy City School DistrictStablePrimary district serving the city of Troy.
Utilities & services
ElectricAES OhioPrimary regional provider.
Natural GasCenterPoint EnergyPrimary regional provider.
Major employers & industries
Hobart Institute of Welding TechnologyEducation/Technical TrainingMajor local institution.
Major amenities · ZIP 45373
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
18 · 13 mi
Museums, galleries & history
10 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Hobart Institute of Welding Technology
Educational Institution

Specialized technical and vocational training institution.

Troy-Miami County Public Library
Library

Provides multiple branches serving the local community.

Great Miami River Trail
Trail Network

Regional trail system providing outdoor recreation access.

On the horizon · announced & under construction
Fox HarborResidential SubdivisionUnder ConstructionOngoing residential development project.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.