The story of this market
The typical home in ZIP 45390 sells for about $111,500, or $85 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $641 a month.
ZIP 45390 — Union City
The housing market in 45390 remains stable and affordable, characterized by low inventory and modest price appreciation. Demand is driven by local residents seeking long-term housing, with limited speculative activity observed in this rural market.
This ZIP is best suited for families and individuals seeking an affordable, quiet, rural lifestyle with a lower cost of living compared to larger metropolitan areas.
Median prices moved up 3.2% year over year.
Homes spend a median of 45 days on market with 3.0 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.7% · poverty 18.3% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45390, Darke County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Union City area are generally lower than the national average, with property crime being the primary concern. The area remains stable compared to larger regional urban centers.
Schools serving the area are part of the Mississinawa Valley Local School District, which generally maintains a rural, community-focused educational environment.
The area is primarily at risk for severe thunderstorms and occasional high winds, with low exposure to major flood zones or wildfire risks.
Economic momentum is driven by local agricultural and small-scale manufacturing sectors, with proximity to Greenville providing additional employment opportunities.
Property taxes are assessed by Darke County based on local millage rates, which include levies for schools, county services, and township operations.
Commuting is primarily car-dependent, with residents typically driving to Greenville or Richmond, IN for major employment and services.
Local recreation includes small community parks and proximity to rural outdoor spaces, with limited large-scale shopping or entertainment within a 3-mile radius.
The rental market is characterized by low inventory and stable demand, primarily serving local workers and families seeking affordable housing.
The local economy is anchored by agriculture, manufacturing, and small business services, with significant reliance on the broader Darke County labor market.
Transportation is almost exclusively via private vehicle, with no public transit infrastructure serving the immediate area.
Development is limited to small-scale residential infill and minor commercial improvements.
Darke County Auditor manages property assessments, typically conducting triennial updates to ensure valuations align with market trends.
Parcels are subject to school district levies and county-wide special assessments for infrastructure and emergency services.
Property insurance premiums are generally stable, reflecting the low-hazard, rural nature of the geography.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Portland Waterpark4.519.1 mi
- Eldora Speedway4.89.8 mi
- Darke County Fairgrounds4.510.5 mi
- Winchester Speedway4.814.7 mi
- Jay County Fairgrounds4.419.6 mi
- Official Randolph County Asylum/Infirmary4.712.4 mi
- Official Randolph County Asylum/Infirmary4.712.4 mi
- Versailles Winery4.79.9 mi
- Hummel Drive-in Theatre4.69.4 mi
- Garst Museum4.89.4 mi
- Greenville City Park4.59.5 mi
- Official Randolph County Asylum/Infirmary4.712.4 mi
- Levi and Catharine Coffin State Historic Site4.719.6 mi
- Bear's Mill4.813.2 mi
- Garst Museum4.89.4 mi
- Fort Recovery State Museum4.714.1 mi
- Greenville City Park4.59.5 mi
- Shawnee Prairie Preserve & Nature Center4.79.5 mi
- Goodrich Park4.612 mi
- Turtle Creek Golf Course412.4 mi
- Union City Country Club4.64.5 mi
- Rural King4.49.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.