LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45390 sells for about $111,500, or $85 per square foot.

Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $641 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45390 — Union City

Darke County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The housing market in 45390 remains stable and affordable, characterized by low inventory and modest price appreciation. Demand is driven by local residents seeking long-term housing, with limited speculative activity observed in this rural market.

Who this ZIP fits

This ZIP is best suited for families and individuals seeking an affordable, quiet, rural lifestyle with a lower cost of living compared to larger metropolitan areas.

Parent geography
Union City · no city intel reportDarke County →Dayton market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 138.7 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$111,500
+3.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
68
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

75
Liquidity/100

Homes spend a median of 45 days on market with 3.0 months of supply — a fast-moving market.

69
Momentum/100

15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

63
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.7% · poverty 18.3% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$75,000$90,000$105,000$120,000$135,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$750$1,000$1,250$1,500$1,750

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
3,432

ZCTA 45390, Darke County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.2%
Foreign-born residents
42
Naturalized (of foreign-born)
7.1%
Non-citizens (of population)
1.1%
Entered 2010 or later (of foreign-born)
2.4%
World region of birth (foreign-born)
Americas
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Union City area are generally lower than the national average, with property crime being the primary concern. The area remains stable compared to larger regional urban centers.

Schools & education

Schools serving the area are part of the Mississinawa Valley Local School District, which generally maintains a rural, community-focused educational environment.

Environmental & hazard

The area is primarily at risk for severe thunderstorms and occasional high winds, with low exposure to major flood zones or wildfire risks.

Growth & development

Economic momentum is driven by local agricultural and small-scale manufacturing sectors, with proximity to Greenville providing additional employment opportunities.

Taxation

Property taxes are assessed by Darke County based on local millage rates, which include levies for schools, county services, and township operations.

Transportation & commute

Commuting is primarily car-dependent, with residents typically driving to Greenville or Richmond, IN for major employment and services.

Recreation & amenities

Local recreation includes small community parks and proximity to rural outdoor spaces, with limited large-scale shopping or entertainment within a 3-mile radius.

Rental market

The rental market is characterized by low inventory and stable demand, primarily serving local workers and families seeking affordable housing.

Economy & employers

The local economy is anchored by agriculture, manufacturing, and small business services, with significant reliance on the broader Darke County labor market.

Transportation & infrastructure

Transportation is almost exclusively via private vehicle, with no public transit infrastructure serving the immediate area.

Development pipeline

Development is limited to small-scale residential infill and minor commercial improvements.

County appraisal district

Darke County Auditor manages property assessments, typically conducting triennial updates to ensure valuations align with market trends.

Special districts

Parcels are subject to school district levies and county-wide special assessments for infrastructure and emergency services.

Insurance & hazard market

Property insurance premiums are generally stable, reflecting the low-hazard, rural nature of the geography.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45390, Darke County OH
Population
3,432
Median age
34.2 yrs
Owner-occupancy
72.5%
Median home value
$111,500
Median gross rent
$720
Median household income
$46,974
Median year built
1962
Vacancy rate
8.2%
Renter share
27.5%
Owner cost burden
18.5%
Renter cost burden
32%
Population change
-0.5%
Net migration
0
Work-from-home share
4.2%
Mean commute
24.5 min
Bachelor's or higher
12.5%
Unemployment
7.7%
Poverty rate
18.3%
Avg household size
2.45
White
94.5%
Hispanic
2.5%
Other
3%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Mississinawa Valley ElementaryElementaryAverageMississinawa Valley Local School DistrictServes the local community with a focus on rural education.
School districts
Mississinawa Valley Local School DistrictSatisfactorySmall rural district serving the Union City area.
Utilities & services
ElectricAES OhioPrimary regional provider.
Natural GasCenterPoint EnergyStandard service provider.
InternetSpectrum/FrontierVaries by specific location.
Major employers & industries
Local ManufacturingIndustrialSmall to mid-sized local employers.
Major amenities · ZIP 45390
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
8 · 20 mi
Family fun & things to do
8 · 13 mi
Parks, trails & nature
3 · 13 mi
Shopping & dining districts
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Union City Park
Park

Local community park providing green space and recreational facilities.

Sources · 2 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.