Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 45404 — Dayton
The 45404 housing market is experiencing steady growth with a 6.3% year-over-year increase in median sale prices. While inventory remains tight, the market is characterized by high demand for affordable entry-level homes, keeping days on market relatively low for the region. Buyer activity is supported by the area's proximity to downtown Dayton and major employment hubs.
This ZIP is primarily suited for budget-conscious first-time homebuyers and investors seeking entry-level properties in an established urban neighborhood with proximity to downtown.
Median prices moved up 6.3% year over year.
Homes spend a median of 56 days on market with 3.3 months of supply — a fast-moving market.
44% of listings have cut prices · homes sell at 97.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.3% · poverty 34.5% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45404, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Property taxes are assessed by Montgomery County based on property value; specific rates vary by local taxing district and school district levies.
Located in Old North Dayton, residents have direct access to I-75 and SR-4, providing a short commute to downtown Dayton's employment core.
The area features proximity to the Great Miami River trail system and several local neighborhood parks, with retail and dining options concentrated along the Keowee and Valley Street corridors.
The rental market is characterized by high demand for affordable housing, with a significant share of single-family rentals and limited new multi-family inventory.
The local economy is anchored by the broader Dayton industrial and service sectors, with proximity to downtown government and healthcare employers.
The area is served by the Greater Dayton RTA bus network and benefits from proximity to the I-75 and SR-4 highway interchange.
Development is focused on infill residential projects and small-scale commercial revitalization along major arterial roads.
The Montgomery County Auditor manages property assessments, with reappraisals occurring on a triennial cycle.
Parcels are subject to Dayton Public Schools levies and various municipal service districts.
Data retrieved from data.census.gov ZCTA 45404 profile.
Extensive regional paved trail system accessible from the neighborhood.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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