Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 45405 — Dayton
The market is driven by high affordability but tempered by long-standing structural challenges, including lower-rated schools and higher crime rates compared to regional neighbors. While home values have shown recent year-over-year growth, this is heavily influenced by the low baseline of the market. Prospective buyers and investors should prioritize specific neighborhood due diligence within the ZIP.
The area is primarily suited for investors seeking low-entry-point properties and cost-conscious renters, given the low median home values and high rental-to-owner ratios.
Median prices moved up 16.8% year over year.
Homes spend a median of 45 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.4% · poverty 25.8% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45405, Montgomery County, OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Reported crime levels are higher than the national and Ohio state averages, with localized concentrations of violent and property crime in west and northwest sectors. Residents and local data place the area significantly above the regional safety index.
Public schools in the ZIP are generally rated below average, with minority-majority student bodies and lower proficiency scores compared to statewide benchmarks.
The area follows the broader Miami Valley climate risk profile, which includes periodic seasonal severe wind and storm events. No specific ZIP-level wildfire or acute geological hazard alerts are current.
Development momentum is largely tied to Dayton’s broader revitalization efforts, focusing on urban infrastructure upgrades and infill projects rather than large-scale industrial campus relocations within this specific ZIP.
The City of Dayton imposes a municipal income tax of 2.5% on residents and non-residents working within the city. Property taxes are governed by Montgomery County, with effective rates often exceeding state medians due to local school district and municipal levies.
Residents benefit from proximity to Dayton's employment core, with short average commute times of approximately 18.5 minutes.
The area features neighborhood parks and proximity to the Dayton urban trail network, with standard retail and dining options distributed along primary corridors.
High renter share indicates a deep rental market; rental demand remains steady as an alternative to the low-cost acquisition market.
The local economy is influenced by the broader Dayton mix of healthcare, education, and government-related employment, though this ZIP itself is largely residential.
The area is served by the regional road network and proximity to Dayton's central transit corridors.
Current development focuses on the preservation of historic residential districts and small-scale municipal revitalization initiatives.
Parcels are subject to City of Dayton municipal ordinances and Montgomery County tax assessment districts.
Standard Ohio property insurance posture applies; coverage costs in urban Dayton can be influenced by regional risk factors such as high theft and property crime rates.
Data retrieved from Census Bureau ZCTA tables.
Notable for its historic residential architecture.
Provides regional connectivity for recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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