The story of this market
The typical home in ZIP 45416 sells for about $109,450, or $98 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 45416 — Dayton
The 45416 housing market remains stable with low entry-level price points and consistent demand for affordable rentals. Market activity is driven by local affordability, though high vacancy rates and school performance metrics remain significant factors for potential buyers.
This ZIP is best suited for budget-conscious buyers and investors looking for entry-level housing opportunities in the Dayton metropolitan area.
Median prices moved up 4.2% year over year.
Homes spend a median of 52 days on market with 3.8 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.8% · poverty 22.1% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 45416, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Trotwood area are higher than the national average, with property crime being the most frequently reported incident type.
Schools serving the 45416 area are primarily part of the Trotwood-Madison City School District, which faces ongoing challenges regarding academic performance and state accountability ratings.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas near regional creeks.
Economic momentum is driven by regional logistics and manufacturing hubs in the greater Dayton area, though the immediate ZIP code has limited new commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Ohio) — Real Property Tax Assessment: Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district.
Residents primarily commute by car to employment centers in Dayton via US-35 and OH-49, with limited public transit options available.
The area features access to local community parks and is within a short drive of larger regional green spaces and shopping centers in the Dayton suburbs.
The rental market is characterized by high demand for affordable housing, with a vacancy rate of approximately 15.6% and a favorable landlord climate.
The local economy is anchored by the broader Dayton industrial and logistics sector, with significant employment in healthcare and public administration.
The area is served by a network of state routes and highways connecting to the Dayton employment core, with minimal public transit infrastructure.
Development is focused on the adaptive reuse of vacant commercial properties and the stabilization of residential neighborhoods.
Montgomery County Auditor manages property assessments, with triennial updates to ensure valuations reflect current market conditions.
Parcels are subject to Trotwood-Madison City School District taxes and various county-level special service districts.
Property insurance premiums are influenced by regional weather patterns and the age of the housing stock, with standard coverage widely available.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Ohio law requires sellers to provide a Residential Property Disclosure Form covering the condition of the home's major systems.
Data retrieved from US Census Bureau ZCTA 45416 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Land of Illusion Adventure Park4.417.6 mi
- Scene75 Entertainment Center | Dayton4.44.7 mi
- Nova Trampoline and Adventure Park4.712.2 mi
- On Par Entertainment4.811.3 mi
- Round1 Bowling & Arcade - Beavercreek4.111.4 mi
- Hollywood Gaming at Dayton Raceway3.95 mi
- Nutter Center4.311.4 mi
- Land of Illusion Adventure Park4.417.6 mi
- University of Dayton Arena4.75.8 mi
- Rose Music Center at The Heights4.79.3 mi
- National Museum of the US Air Force4.98.4 mi
- Cinemark The Greene IMAX and SCREENX4.511.4 mi
- Nova Trampoline and Adventure Park4.712.2 mi
- Cox Arboretum MetroPark4.810.5 mi
- Cinemark Dayton South 16 and XD4.511.3 mi
- National Museum of the US Air Force4.98.4 mi
- Boonshoft Museum of Discovery4.73.5 mi
- Carillon Historical Park4.86.3 mi
- Aullwood Audubon Center4.84.8 mi
- Air Force Museum Foundation Meetings & Events4.98.4 mi
- Cox Arboretum MetroPark4.810.5 mi
- Carillon Historical Park4.86.3 mi
- Aullwood Audubon Center4.84.8 mi
- Charleston Falls Preserve4.89.9 mi
- Wegerzyn Gardens MetroPark4.83.2 mi
- Golf Galaxy Performance Center3.911.7 mi
- Community Golf Course47.6 mi
- Graywolf Golf Club3.93.6 mi
- Cassel Hills Golf Course4.47.7 mi
- Homestead Golf Course4.410.5 mi
- Dayton Mall411.9 mi
- The Greene4.511.3 mi
- The Mall at Fairfield Commons4.311.3 mi
- Meijer4.210.8 mi
- Dorothy Lane Market4.78.4 mi
- Dayton International Airport4.47.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides local green space and recreational facilities for residents.
Former major entertainment venue currently undergoing redevelopment planning.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.