The story of this market
The typical home in ZIP 45419 sells for about $346,347, or $185 per square foot.
Prices are up +20.4% from a year ago, so sellers still have some momentum. Homes take about 29 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,034 a month.
ZIP 45419 — Kettering
The 45419 housing market is experiencing strong appreciation, driven by limited inventory and high demand for its top-rated school district. Prices have risen significantly year-over-year, reflecting a competitive environment where homes sell quickly. The market remains stable with high owner-occupancy and a professional demographic base.
This ZIP is ideal for families and professionals seeking a high-quality school district, historic character, and a short commute to Dayton's employment hubs.
Median prices moved up 20.4% year over year.
Homes spend a median of 29 days on market with 2.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 99.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 6.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 45419, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area generally experiences lower crime rates compared to the broader Dayton metropolitan core, with property crime being the primary concern.
The ZIP is primarily served by the Oakwood City School District, which is consistently highly rated and recognized for academic excellence within the state.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas near the Great Miami River tributaries.
Economic momentum is driven by proximity to the University of Dayton and the Wright-Patterson Air Force Base employment corridor, with steady demand for established residential housing.
Property taxes are subject to Ohio's House Bill 920, which limits automatic tax increases by scaling down effective millage rates as property values rise during reappraisals.
Residents benefit from direct access to major arterials like Far Hills Avenue and I-75, providing a short 10-15 minute commute to downtown Dayton.
The area features extensive access to the Oakwood community parks, the Hills & Dales MetroPark, and proximity to the shopping and dining districts of the Shops of Oakwood.
The rental market is characterized by low vacancy rates due to high demand from university-affiliated residents and professionals, with limited new multi-family supply.
The local economy is anchored by the education, healthcare, and aerospace sectors, with significant influence from the University of Dayton and nearby Wright-Patterson Air Force Base.
The area is served by the Greater Dayton RTA bus system, with primary transit corridors running along Far Hills Avenue toward the city center.
Development is largely infill-focused, with strict zoning regulations preserving the historic residential character of the neighborhood.
The Montgomery County Auditor's office manages property assessments, conducting triennial updates and sexennial reappraisals to ensure equitable valuation.
Parcels are subject to Oakwood City School District levies and Montgomery County general fund assessments.
Property insurance premiums are stable, though homeowners are advised to maintain coverage for wind and storm damage common to the region.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Land of Illusion Adventure Park4.415.2 mi
- Caesar Creek State Park4.615.8 mi
- Scene75 Entertainment Center | Dayton4.48.4 mi
- Nova Trampoline and Adventure Park4.74.4 mi
- On Par Entertainment4.83.9 mi
- Ohio Renaissance Festival4.717.8 mi
- Hollywood Gaming at Dayton Raceway3.96.9 mi
- Nutter Center4.37.7 mi
- Land of Illusion Adventure Park4.415.2 mi
- University of Dayton Arena4.72 mi
- National Museum of the US Air Force4.95.5 mi
- Cinemark The Greene IMAX and SCREENX4.53.8 mi
- Nova Trampoline and Adventure Park4.74.4 mi
- Cinemark Dayton South 16 and XD4.56 mi
- Cox Arboretum MetroPark4.85.1 mi
- National Museum of the US Air Force4.95.5 mi
- Historic Clifton Mill4.419 mi
- Boonshoft Museum of Discovery4.75.2 mi
- Carillon Historical Park4.81.7 mi
- Aullwood Audubon Center4.812.2 mi
- Cox Arboretum MetroPark4.85.1 mi
- Carillon Historical Park4.81.7 mi
- Aullwood Audubon Center4.812.2 mi
- Wegerzyn Gardens MetroPark4.86.3 mi
- Delco Park4.72.3 mi
- Caesar Creek State Park Marina4.716.4 mi
- Heatherwoode Golf Club4.712.8 mi
- PipeStone Golf Club4.38.3 mi
- Golf Galaxy Performance Center3.96 mi
- Community Golf Course41.2 mi
- Graywolf Golf Club3.911.2 mi
- Dayton Mall46.3 mi
- The Greene4.53.8 mi
- The Mall at Fairfield Commons4.36.9 mi
- Meijer4.22.9 mi
- Dorothy Lane Market4.70.7 mi
- Dayton International Airport4.413.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A large, wooded park offering extensive hiking trails and nature preserves.
A historic retail area featuring local boutiques, cafes, and professional services.
A well-maintained public garden known for its seasonal floral displays.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.