LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45420 sells for about $125,000, or $112 per square foot.

Prices are up +5% from a year ago, so sellers still have some momentum. Homes take about 86 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $985 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45420 — Dayton

Montgomery County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The 45420 housing market remains a stable, affordable segment of the Dayton metro area with a median price point near $125,000. Market conditions are balanced, driven by steady demand for entry-level single-family homes and a relatively low cost of living compared to national averages.

Who this ZIP fits

This area is well-suited for budget-conscious family buyers and investors seeking entry-level housing in the Dayton market.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 16.7 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$125,000
+5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
86 days
Active listings
71
Listings with price cuts
44%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
75
Growth/100

Median prices moved up 5.0% year over year.

58
Liquidity/100

Homes spend a median of 86 days on market with 2.5 months of supply — a balanced-paced market.

47
Momentum/100

44% of listings have cut prices · homes sell at 98% of asking — demand is holding steady.

80
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 13.2% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
24,411

ZCTA 45420, Montgomery County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
6.4%
Foreign-born residents
1,557
Naturalized (of foreign-born)
44.2%
Non-citizens (of population)
3.6%
Entered 2010 or later (of foreign-born)
67.3%
World region of birth (foreign-born)
Asia
42.3%
Africa
24.5%
Americas
21.2%
Europe
12%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Transportation & commute

The average commute time for residents is approximately 21.3 minutes.

Rental market

The rental market is characterized by moderate demand with fair market rents for a two-bedroom unit averaging $764.

Economy & employers

The local economy is anchored by the broader Dayton-Kettering-Beavercreek metro area, which features a mix of manufacturing, healthcare, and government sectors.

Transportation & infrastructure

The area is served by regional highway corridors typical of the Dayton metro, with a mean commute time of 21.3 minutes.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45420, Montgomery County OH
Population
24,411
Median age
36.8 yrs
Owner-occupancy
62%
Median home value
$125,000
Median gross rent
$764
Median household income
$60,588
Median year built
1954
Vacancy rate
8.5%
Renter share
38%
Owner cost burden
20%
Renter cost burden
45%
Population change
-0.5%
Net migration
0
Work-from-home share
5%
Mean commute
21.3 min
Bachelor's or higher
18%
Unemployment
4.5%
Poverty rate
13.2%
Avg household size
2.26
White
82%
Black or African American
8%
Hispanic or Latino
4%
Other
6%

Data retrieved from Census Reporter and IncomeByZipCode.

Major amenities · ZIP 45420
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
6 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.