The story of this market
The typical home in ZIP 45429 sells for about $291,000, or $165 per square foot.
Prices are up +1.1% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,070 a month.
ZIP 45429 — Kettering
The 45429 housing market remains highly competitive, characterized by a persistent imbalance where buyer demand consistently outpaces limited inventory. While median sale prices have shown modest year-over-year appreciation, the market is cooling slightly from its peak intensity, with homes staying on the market longer compared to last year's rapid turnover. Inventory remains tight, supporting a seller's market stance, though buyers are finding more room for negotiation than in recent cycles.
Best suited for family buyers and downsizers seeking established suburban infrastructure, safety, and proximity to major Dayton-area employers.
Median prices moved up 1.1% year over year.
Homes spend a median of 25 days on market with 2.4 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 7.4% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45429, Montgomery County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Kettering is considered safer than 65% of US cities, with an overall crime rate 27% lower than the national average. While property crimes are the most frequent, violent crime is rare.
The ZIP is served by Kettering City School District, which is generally regarded for its community integration and academic stability.
The area is located in Plant Hardiness Zone 6a, with standard regional risks regarding wind and seasonal storms. Insurance-climate posture is typical for Southwestern Ohio.
Driven by major medical (Kettering Health) and regional aerospace/defense employment (Wright-Patterson AFB vicinity). Infrastructure focuses on maintaining established suburban connectivity.
Property taxes are levied by Montgomery County and the City of Kettering; specific effective rates fluctuate based on voter-approved levies for schools and municipal services.
Primarily a driving-centric profile with convenient access to the employment core of Dayton and major corridors like Wilmington Pike.
High access to local parks including the Kettering Recreation Complex and proximity to regional shopping like The Greene.
Steady demand, particularly for 1- and 2-bedroom units; vacancy rates remain low, mirroring the tight sales market.
A mix of healthcare (Kettering Health), regional education, and retail.
Primarily a driving-centric profile with convenient access to the employment core of Dayton and major corridors like Wilmington Pike.
Focus on infill and maintenance of existing residential inventory rather than large-scale new-build development.
Subject to standard Montgomery County taxing districts.
Standard Ohio property-insurance market; no major, non-standard state-mandated pools known.
Data retrieved from data.census.gov ZCTA 45429 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Land of Illusion Adventure Park4.414.2 mi
- Caesar Creek State Park4.613.2 mi
- Scene75 Entertainment Center | Dayton4.411 mi
- Nova Trampoline and Adventure Park4.71.8 mi
- On Par Entertainment4.83.1 mi
- Ohio Renaissance Festival4.715.3 mi
- Hollywood Gaming at Dayton Raceway3.99.5 mi
- Nutter Center4.38.8 mi
- Land of Illusion Adventure Park4.414.2 mi
- University of Dayton Arena4.74.5 mi
- National Museum of the US Air Force4.97.3 mi
- Cinemark The Greene IMAX and SCREENX4.52.8 mi
- Nova Trampoline and Adventure Park4.71.8 mi
- Hidden Valley Orchards4.311.5 mi
- Cinemark Dayton South 16 and XD4.54.7 mi
- National Museum of the US Air Force4.97.3 mi
- Historic Clifton Mill4.419.1 mi
- Boonshoft Museum of Discovery4.77.9 mi
- Carillon Historical Park4.84.1 mi
- Aullwood Audubon Center4.814.8 mi
- Cox Arboretum MetroPark4.84.1 mi
- Carillon Historical Park4.84.1 mi
- Wegerzyn Gardens MetroPark4.89 mi
- Delco Park4.72.2 mi
- RiverScape MetroPark4.76.1 mi
- Caesar Creek State Park Marina4.713.7 mi
- Heatherwoode Golf Club4.710.7 mi
- PipeStone Golf Club4.37 mi
- Golf Galaxy Performance Center3.94.5 mi
- Community Golf Course42.9 mi
- The Practice Center4.511.8 mi
- Dayton Mall44.7 mi
- The Greene4.53 mi
- The Mall at Fairfield Commons4.37.9 mi
- Meijer4.21.2 mi
- Dorothy Lane Market4.72 mi
- Dayton International Airport4.415.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Major municipal facility offering fitness and aquatic amenities.
Outdoor amphitheater hosting concerts and community events.
Local commercial district serving the immediate residential area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.