The story of this market
The typical home in ZIP 45686 sells for about $158,000, or $105 per square foot.
Prices are up +1.2% from a year ago, so sellers still have some momentum. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $924 a month.
ZIP 45686 — Vinton
The housing market in 45686 is characterized by low inventory and slow turnover, reflecting a stable but quiet rural market. Prices remain affordable compared to national averages, with modest year-over-year growth driven by limited supply rather than high demand. Buyers should expect a longer time on market and limited new construction activity.
This ZIP is best suited for local families and budget-conscious buyers seeking affordable housing in a rural setting, rather than investors looking for high-growth appreciation.
Median prices moved up 1.2% year over year.
Homes spend a median of 92 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% · poverty 14.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45686, Gallia County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily managed by local district authorities with performance metrics generally reflecting rural Ohio averages.
The area is subject to standard regional risks including seasonal weather events; specific flood or wildfire risk profiles should be verified via local parcel-level disclosures.
Economic momentum is modest, characterized by a rural industry mix with limited large-scale commercial development or major corporate infrastructure projects.
Property taxes are assessed at the county level based on appraised market value, with rates determined by local school district and municipal levies.
Commuting is primarily car-dependent, with residents typically traveling to nearby regional employment hubs in Gallia County or surrounding areas.
Recreational opportunities are largely rural, featuring local parks and access to natural landscapes typical of the Ohio River Valley region.
The rental market is characterized by low turnover and limited inventory, with demand driven by local workforce needs.
The local economy is driven by small-scale agriculture, local services, and regional employment within Gallia County.
Transportation is dominated by private vehicle use on state and county road networks.
There are no major large-scale commercial or residential developments currently reported for this ZIP.
The Gallia County Auditor manages property assessments based on triennial updates and sexennial reappraisals.
Parcels are subject to standard school district and county-level taxing authorities.
Property insurance premiums are consistent with rural Ohio risk profiles, primarily influenced by weather-related hazard exposure.
Ohio is a judicial foreclosure state requiring court intervention for the foreclosure process.
Ohio law requires sellers to provide a residential property disclosure form covering the condition of the home's major systems.
Data retrieved from Census Bureau ACS 5-Year Estimates via CensusDepth.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.