LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45850 sells for about $247,500, or $138 per square foot.

Prices are up +6.8% from a year ago, so sellers still have some momentum. Homes take about 19 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,129 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45850 — Harrod

Allen County →refreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The Harrod housing market is characterized by low inventory and steady demand, leading to a competitive environment for buyers. Prices have seen modest year-over-year growth, reflecting the broader stability of the rural Allen County market. Limited supply remains the primary driver of current market conditions.

Who this ZIP fits

This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with affordable housing costs and a manageable commute to the Lima employment hub.

Parent geography
Harrod · no city intel reportAuglaize County →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 151.3 km²Water area · 0.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$247,500
+6.8% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
19 days
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
88
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
84
Growth/100

Median prices moved up 6.8% year over year.

95
Liquidity/100

Homes spend a median of 19 days on market with 0.0 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

83
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 5.3% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
3,559

ZCTA 45850, Allen County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.5%
Foreign-born residents
19
Naturalized (of foreign-born)
100%
Non-citizens (of population)
0%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Allen East Local School District, which generally maintains a stable academic reputation within the rural Allen County region.

Environmental & hazard

The region faces standard Midwestern climate risks, primarily related to severe thunderstorms and occasional wind events; flood risk is generally low in the village proper.

Growth & development

Economic momentum is tied to the broader Lima metropolitan area, which features a mix of manufacturing, healthcare, and education sectors.

Taxation

Property taxes are assessed by Allen County based on local millage rates that fund schools, county services, and township operations.

Transportation & commute

Residents primarily commute by car to employment centers in Lima, typically involving a 15-20 minute drive via local state routes.

Recreation & amenities

The area offers access to rural outdoor spaces and local community parks, with more extensive shopping and dining amenities located in nearby Lima.

Rental market

The rental market is limited in depth due to the small size of the village, with low vacancy pressure and minimal short-term rental activity.

Economy & employers

The economy is anchored by the Lima metropolitan area, with major employers in manufacturing, healthcare, and regional logistics.

Transportation & infrastructure

Transportation is almost exclusively automobile-dependent, with access to regional highways provided by local state routes.

Development pipeline

There are no major large-scale commercial or residential developments currently reported within the village limits.

County appraisal district

The Allen County Auditor's office manages property assessments, conducting triennial updates and sexennial reappraisals to ensure market-value alignment.

Special districts

Parcels are subject to Allen East Local School District taxes and standard county-level levies.

Insurance & hazard market

Property insurance premiums are generally stable, reflecting the low-hazard profile of the rural Ohio landscape.

Foreclosure doctrine

Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Ohio law requires sellers to provide a residential property disclosure form detailing the condition of the home.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45850, Allen County OH
Population
3,559
Median age
35.5 yrs
Owner-occupancy
82%
Median home value
$145,000
Median gross rent
$850
Median household income
$58,250
Median year built
1977
Vacancy rate
5%
Renter share
18%
Owner cost burden
15%
Renter cost burden
25%
Population change
+0.5%
Net migration
0
Work-from-home share
5%
Mean commute
22 min
Bachelor's or higher
18%
Unemployment
6.6%
Poverty rate
5.3%
Avg household size
2.5
White
96%
Other
4%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Allen East Elementary SchoolElementaryBAllen East Local School DistrictServes the local community.
Allen East High SchoolHighBAllen East Local School DistrictPrimary secondary school for the area.
School districts
Allen East Local School DistrictBServes the Harrod area with a focus on rural education.
Utilities & services
ElectricAEP OhioPrimary regional provider.
Natural GasDominion EnergyStandard service provider.
Major employers & industries
ProMedica Lima MemorialHealthcareMajor regional employer.
General DynamicsManufacturingSignificant industrial presence in the region.
Major amenities · ZIP 45850
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
9 · 20 mi
Family fun & things to do
13 · 13 mi
Parks, trails & nature
10 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Golf
2 · 13 mi
Shopping & dining districts
2 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Harrod Community Park
Park

Local green space serving the village residents.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.