The story of this market
The typical home in ZIP 45885 sells for about $204,827, or $157 per square foot.
Prices are up +16.3% from a year ago, so sellers still have some momentum. Homes take about 40 days to sell. HUD's fair market rent for a two-bedroom is $884 a month.
ZIP 45885 — St. Marys
The housing market in 45885 is experiencing steady price appreciation driven by low inventory and consistent demand for single-family homes. While sales volume remains modest, the market is characterized by quick turnover and a lack of significant price-cutting, reflecting a balanced environment for local buyers and sellers.
This ZIP is well-suited for families and long-term residents seeking affordable, quiet, single-family housing in a small-town environment.
Median prices moved up 16.3% year over year.
Homes spend a median of 40 days on market with 1.2 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.4% · poverty 5.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45885, Auglaize County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by St. Marys City School District, which provides standard public education for the local community.
The region is generally considered low-risk for major natural disasters, though standard property insurance coverage for wind and storm damage is recommended.
Economic momentum is driven by local manufacturing and small-business growth in the St. Marys area, supported by regional infrastructure in Auglaize County.
Property taxes are assessed by Auglaize County based on local millage rates, which include funding for schools, municipal services, and county operations.
Residents primarily rely on personal vehicles for commuting, with access to regional highways connecting to larger employment hubs in the surrounding counties.
The area features access to Grand Lake St. Marys for boating and fishing, along with local parks and community-focused recreational facilities.
The rental market is characterized by a high share of 2-bedroom units with stable demand and limited vacancy pressure.
The local economy is anchored by manufacturing and service-sector employers within Auglaize County.
Transportation is primarily highway-based, with limited public transit options available in this rural-suburban setting.
Development is focused on residential infill and small-scale commercial improvements within the city limits.
The Auglaize County Auditor manages property assessments, conducting periodic reappraisals to ensure tax equity.
Parcels are subject to standard school district and county-level tax levies.
Property insurance markets remain stable, with premiums reflecting standard regional hazard profiles.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a residential property disclosure form detailing the condition of the home.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Escape Wapak4.910.5 mi
- Eldora Speedway4.819.7 mi
- Mercer County Fairgrounds4.69.9 mi
- Auglaize County Fairgrounds4.39.8 mi
- Boardwalk Grill - Celina, OH4.19.2 mi
- Westgate Entertainment Center4.419.6 mi
- Armstrong Air & Space Museum4.711.9 mi
- Lake Loramie State Park4.612.7 mi
- Maria Stein Shrine of the Holy Relics4.89.5 mi
- Grand Lake St. Marys State Park4.42.2 mi
- Bear Hollow Sasquatch Carving4.89.8 mi
- Armstrong Air & Space Museum4.711.9 mi
- Maria Stein Shrine of the Holy Relics4.89.5 mi
- Airstream, Inc. HQ - Travel Trailer Plant and Heritage Center4.718.9 mi
- The Temple Of Tolerance4.811.3 mi
- The Bicycle Museum of America4.97.2 mi
- Lake Loramie State Park4.612.7 mi
- Grand Lake St. Marys State Park4.42.2 mi
- K.C. Geiger Park4.60.8 mi
- Veterans Park4.511.4 mi
- Bryson Park District4.89 mi
- Lakeshore Marina4.97.3 mi
- Helton Lodge Rentals59.2 mi
- Northmoor Golf Course4.14.5 mi
- Celina Lynx Golf Club4.37.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional destination for boating, fishing, and outdoor recreation.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.