Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 46222 — Indianapolis
The 46222 housing market shows steady activity with a median price of $193,500, driven by demand for affordable urban housing. While inventory remains tight, the market is supported by consistent interest from both owner-occupants and investors. Figures for specific metrics like price-cut percentage and months of supply are based on current local market reports.
This ZIP code is well-suited for first-time homebuyers, investors seeking rental properties, and commuters who prioritize proximity to downtown Indianapolis. It offers an accessible entry point into the housing market for those looking for value in a central location.
Median prices moved up 2.4% year over year.
Homes spend a median of 38 days on market with 3.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.0% · poverty 22.3% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 46222, Marion County IN
Crime rates in the 46222 area remain higher than the national average, with property crime being the primary concern for residents. Local law enforcement continues to focus on community-based initiatives to address these ongoing safety challenges.
Schools serving the 46222 ZIP code are primarily part of the Indianapolis Public Schools district, which faces significant challenges in academic performance and resource allocation. Many families seek alternative educational options due to the mixed ratings of local neighborhood schools.
The area is generally at low risk for major natural disasters, though localized flooding can occur in low-lying areas near the White River. Standard property insurance coverage is readily available, and the region is not prone to wildfire or significant windstorm damage.
Economic momentum is driven by proximity to downtown Indianapolis and ongoing redevelopment efforts in the near-west side. Major regional employers include Eli Lilly and various logistics hubs, benefiting from the area's central location and infrastructure access.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Residents benefit from direct access to I-70 and I-65, providing a relatively short commute to downtown Indianapolis. Public transit options are available via IndyGo bus routes, though most residents rely on personal vehicles.
The area features several local parks and green spaces, including proximity to the White River trails. Shopping and dining options are concentrated along major corridors like West Washington Street.
The rental market is characterized by high demand for affordable housing, with steady rent growth observed over the past year. Investor interest remains active, particularly for single-family rentals, due to the relatively low entry price points.
The economy is anchored by healthcare, logistics, and government sectors in the broader Indianapolis area. Proximity to downtown provides access to a diverse range of employment opportunities.
The area is served by a network of major highways and local bus transit. Infrastructure improvements are ongoing to enhance connectivity to the city center.
Development is focused on urban infill and the rehabilitation of historic housing stock. City planning efforts prioritize transit-oriented development along major corridors.
The Marion County Assessor manages property valuations, with assessments conducted annually to reflect market changes. The office provides transparency through online property record databases.
Parcels are subject to various taxing districts, including the Indianapolis Public Schools district and municipal service districts. Special assessments may apply for specific infrastructure improvements.
Property insurance remains stable, with premiums influenced by regional hazard profiles and property age. Homeowners are encouraged to maintain adequate coverage for standard perils.
Data retrieved from data.census.gov ZCTA-level tables.
Large urban park offering trails and recreational space.
Major regional attraction located nearby.
Primary commercial artery with various local businesses.
Key-figure check: median price diverges 29.1% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $193,500 (29.1% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $193,500 (+29.1% vs the published ten-year series (2024)) failed independent re-validation and was reverted to the prior cycle value; the case is under review in the Command Center.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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