LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 46725 sells for about $301,869, or $166 per square foot.

Prices are up +1.7% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $968 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 46725 — Columbia City

Whitley County →Fort Wayne marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 46725 market is currently experiencing a very hot seller's market. While median list prices remain elevated, actual sale price appreciation has been more moderate. Inventory remains constrained, keeping the market competitive, though the rise in listing inventory suggests a gradual shift toward more balance for buyers.

Who this ZIP fits

Primarily families and local professionals; the area is a classic small-town market offering affordability for commuters to Fort Wayne while maintaining local industrial job stability.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 525.2 km²Water area · 5.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$301,869
+1.7% year over year
Corroborated · 1 anchor · 0.3% off nearest
Days on market
22 days
Active listings
80
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
83
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
59
Growth/100

Median prices moved up 1.7% year over year.

92
Liquidity/100

Homes spend a median of 22 days on market with 0.0 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 9.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2023202420252026202720292031$210,000$280,000$350,000$420,000$490,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
23,297

ZCTA 46725, Whitley County IN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.6%
Foreign-born residents
148
Naturalized (of foreign-born)
85.8%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
43.2%
World region of birth (foreign-born)
Americas
55.4%
Europe
32.4%
Asia
12.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The district is generally characterized by mid-range performance, with schools like Northern Heights Elementary and Columbia City High School receiving favorable internal rankings.

Environmental & hazard

Approximately 6% of properties in 46725 are identified as having flood risk, with risk levels increasing at a pace slower than the national average.

Growth & development

Development is driven by a robust industrial and manufacturing base, including major employers such as Steel Dynamics, 80/20 LLC, and the Lear Corporation seating plant.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.

Transportation & commute

The average commute is approximately 21.7 minutes, reflecting its proximity to the Fort Wayne employment core.

Recreation & amenities

Amenities include the historic Courthouse Square, Morsches Park, and Eagle Glen Golf Course.

Rental market

Rental market depth is limited, with median rents around $1,100/mo and low vacancy pressure.

Economy & employers

The area is a manufacturing hub with significant employment from Steel Dynamics, Parkview Whitley Hospital, and diverse industrial facilities in the Park 30 business park.

Development pipeline

No major headline-scale mega-projects are currently under construction, though the area continues to support consistent light-industrial development.

Special districts

Parcels typically fall under Whitley County Consolidated Schools and local municipal taxing districts in Columbia City.

Insurance & hazard market

Standard property insurance posture for Indiana, with specific attention required for localized flood-risk zones.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 46725, Whitley County IN
Population
23,297
Median age
42 yrs
Owner-occupancy
78%
Median home value
$185,000
Median gross rent
$950
Median household income
$67,920
Median year built
1983
Vacancy rate
5%
Renter share
22%
Owner cost burden
15%
Renter cost burden
35%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
21.7 min
Bachelor's or higher
22%
Unemployment
2.9%
Poverty rate
9.1%
Avg household size
2.6
White
95%
Hispanic
2.5%
Other
2.5%

Data retrieved from data.census.gov ZCTA 46725 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Northern Heights ElementaryElementary6/10Whitley County Consolidated SchoolsMid-range performance.
Columbia City High SchoolHigh6/10Whitley County Consolidated SchoolsMid-range performance.
School districts
Whitley County Consolidated SchoolsBPrimary district serving the city and surrounding county.
Utilities & services
Water/SewerColumbia City MunicipalLocal municipal service.
ElectricREMCRegional provider.
InternetLocal ISPsVarious regional providers.
Major employers & industries
Steel DynamicsManufacturingMajor regional employer.
Parkview Whitley HospitalHealthcareSignificant local employer.
80/20 LLCManufacturingIndustrial employer.
Major amenities · ZIP 46725
Theme, amusement & water parks
13 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
6 · 13 mi
Museums, galleries & history
9 · 20 mi
Parks, trails & nature
4 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
2 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities
Inside this ZIP
Courthouse Square
Historic District

Central historic hub of Columbia City.

Morsches Park
Park

Large community park with recreational facilities.

Eagle Glen Golf Course
Golf Course

Local public golf facility.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.