The story of this market
The typical home in ZIP 48456 sells for about $185,000, or $128 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $866 a month.
ZIP 48456 — Minden City
The housing market in 48456 remains stable with low inventory and modest price appreciation. Activity is driven by local demand for rural residential properties, though the limited supply keeps sales volume low.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who are comfortable with longer commutes to regional employment centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 45 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 10.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 48456, Sanilac County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural area are generally lower than the national average, with property crime being the primary concern. Local law enforcement reports stable trends consistent with regional rural patterns.
Schools serving this area are part of smaller rural districts, generally characterized by lower student-to-teacher ratios but limited extracurricular offerings compared to larger suburban districts.
The area faces moderate risks from severe winter weather and occasional localized flooding near low-lying agricultural lands. Insurance premiums are stable but reflect regional exposure to wind and storm damage.
Economic momentum is primarily driven by agriculture and small-scale manufacturing, with limited new commercial development. Infrastructure remains focused on maintaining existing rural road networks.
Property taxes are levied based on local millage rates set by the township and school district, with standard Michigan homestead exemptions available for primary residences.
Commuting is primarily car-dependent, with residents typically driving 30-45 minutes to reach employment hubs in the Flint or Port Huron areas.
Recreation is centered on outdoor activities, including access to local state game areas, small community parks, and seasonal hunting or fishing opportunities.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal short-term rental presence.
The local economy is heavily reliant on the agricultural sector, with secondary employment in regional manufacturing and services located in nearby towns.
Public transit is not available; the area relies entirely on private vehicle transportation via state and county highways.
There are no major commercial or residential developments currently approved or under construction in this ZIP code.
Not applicable for ZIP level.
Parcels are subject to local school district taxes and county-wide millages for emergency services and infrastructure.
Property insurance remains available, though premiums are influenced by the rural nature of the area and distance from fire stations.
Not applicable for ZIP level.
Not applicable for ZIP level.
Not applicable for ZIP level.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing basic recreational space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.