LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 49091 sells for about $173,800, or $115 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $841 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 49091 — Sturgis

Saint Joseph County →refreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The housing market in 49091 remains stable with modest year-over-year price appreciation driven by limited inventory. Demand is supported by a consistent local manufacturing workforce, though higher interest rates have tempered transaction volume. The market is currently balanced, favoring neither buyers nor sellers significantly.

Who this ZIP fits

This ZIP is well-suited for families and local workers seeking an affordable cost of living in a small-town environment. It appeals to those who prioritize proximity to local manufacturing employment and a lower price point compared to larger Michigan metro areas.

Parent geography
Sturgis · no city intel reportSt. Joseph County →Michigan state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 226.1 km²Water area · 11.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$173,800
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
62
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

72
Liquidity/100

Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.

67
Momentum/100

18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

77
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 11.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$105,000$140,000$175,000$210,000$245,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,500$2,000$2,500$3,000$3,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
19,337

ZCTA 49091, Saint Joseph County MI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
8.2%
Foreign-born residents
1,594
Naturalized (of foreign-born)
32%
Non-citizens (of population)
5.6%
Entered 2010 or later (of foreign-born)
22.8%
World region of birth (foreign-born)
Americas
88.5%
Asia
9.7%
Europe
1.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Sturgis are generally consistent with regional averages for small industrial cities in southern Michigan, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered comparable to similar municipalities in Saint Joseph County.

Schools & education

Schools in the Sturgis area are primarily served by Sturgis Public Schools, which provides a standard range of educational services. The district is characterized by a diverse student body and focuses on vocational and core academic programming to meet local workforce needs.

Environmental & hazard

The area faces moderate risk from severe thunderstorms and occasional high winds common to the Midwest. Flood risks are localized primarily to areas near the St. Joseph River and local tributaries, with standard insurance coverage typically sufficient for most residential properties.

Growth & development

Economic momentum is driven by a strong manufacturing base, including automotive and industrial components, which serves as the primary employment anchor. Infrastructure development is focused on maintaining regional highway connectivity and supporting existing industrial park expansions.

Taxation

Property taxes are levied by Saint Joseph County, the City of Sturgis, and the local school district, with rates determined by the state-mandated millage system. Exemptions are available for primary residences under the Michigan Principal Residence Exemption (PRE) program.

Transportation & commute

Commuting is primarily car-dependent, with residents utilizing US-12 and M-66 for regional travel. Most employment is localized within the city or nearby industrial hubs, resulting in relatively short average commute times.

Recreation & amenities

The area features several local parks, including Franks Park, and provides access to nearby lakes for fishing and boating. Shopping and dining are concentrated along the US-12 corridor, serving as the primary commercial hub for the surrounding rural area.

Rental market

The rental market is characterized by steady demand from the local workforce, with limited new multi-family construction keeping vacancy rates low. Investor interest is moderate, primarily focused on single-family homes for long-term rental use.

Economy & employers

The economy is anchored by the manufacturing sector, with several major employers in automotive parts and industrial equipment production. The city serves as a regional commercial center for southern Saint Joseph County.

Transportation & infrastructure

Transportation is dominated by private vehicle use, with US-12 serving as the primary east-west artery. Public transit options are limited, reflecting the area's rural-industrial character.

Development pipeline

Development is primarily focused on infill projects and the maintenance of existing industrial infrastructure. There are no major large-scale master-planned communities currently under construction.

County appraisal district

The Saint Joseph County Equalization Department oversees property assessments, ensuring compliance with state-level valuation standards for tax purposes.

Special districts

Parcels are subject to local school district taxes and county-wide millages for emergency services and infrastructure maintenance.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low exposure to major natural disasters compared to coastal or high-wildfire regions.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 49091, Saint Joseph County MI
Population
19,337
Median age
36.6 yrs
Owner-occupancy
68.2%
Median home value
$173,800
Median gross rent
$850
Median household income
$58,420
Median year built
1967
Vacancy rate
12%
Renter share
31.8%
Owner cost burden
19.5%
Renter cost burden
42.1%
Population change
+0.5%
Net migration
0
Work-from-home share
4.2%
Mean commute
19.5 min
Bachelor's or higher
16.8%
Unemployment
6.2%
Poverty rate
11.1%
Avg household size
2.55
White
72.6%
Hispanic or Latino
27.4%

Data retrieved from US Census Bureau ZCTA 49091 profile.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Sturgis High SchoolHigh5/10Sturgis Public SchoolsPrimary high school serving the district.
Sturgis Middle SchoolMiddle4/10Sturgis Public SchoolsServes grades 6-8.
Wenzel Elementary SchoolElementary5/10Sturgis Public SchoolsProvides early childhood and elementary education.
School districts
Sturgis Public SchoolsAverageThe primary district serving the city and surrounding ZIP code.
Utilities & services
ElectricIndiana Michigan PowerPrimary provider for the region.
Natural GasConsumers EnergyStandard residential gas service.
InternetFrontier/SpectrumBroadband availability varies by specific location.
Water/SewerCity of SturgisMunicipal utility services.
Major employers & industries
Sturgis Molded ProductsManufacturingMajor local employer.
Kirsch DivisionManufacturingSignificant industrial presence.
Major amenities · ZIP 49091
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
9 · 20 mi
Museums, galleries & history
2 · 20 mi
Parks, trails & nature
9 · 13 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Franks Park
Park

A central community park offering recreational space and playgrounds.

Sturgis Downtown
Shopping/Dining

The historic commercial core featuring local businesses and restaurants.

Klinger Lake
Lake

A nearby recreational lake popular for seasonal water activities.

On the horizon · announced & under construction
Industrial Park ExpansionInfrastructureOngoingIncremental expansion of local industrial facilities to support manufacturing growth.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.