The story of this market
The typical home in ZIP 49091 sells for about $173,800, or $115 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $841 a month.
ZIP 49091 — Sturgis
The housing market in 49091 remains stable with modest year-over-year price appreciation driven by limited inventory. Demand is supported by a consistent local manufacturing workforce, though higher interest rates have tempered transaction volume. The market is currently balanced, favoring neither buyers nor sellers significantly.
This ZIP is well-suited for families and local workers seeking an affordable cost of living in a small-town environment. It appeals to those who prioritize proximity to local manufacturing employment and a lower price point compared to larger Michigan metro areas.
Median prices moved up 2.4% year over year.
Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 11.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 49091, Saint Joseph County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Sturgis are generally consistent with regional averages for small industrial cities in southern Michigan, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered comparable to similar municipalities in Saint Joseph County.
Schools in the Sturgis area are primarily served by Sturgis Public Schools, which provides a standard range of educational services. The district is characterized by a diverse student body and focuses on vocational and core academic programming to meet local workforce needs.
The area faces moderate risk from severe thunderstorms and occasional high winds common to the Midwest. Flood risks are localized primarily to areas near the St. Joseph River and local tributaries, with standard insurance coverage typically sufficient for most residential properties.
Economic momentum is driven by a strong manufacturing base, including automotive and industrial components, which serves as the primary employment anchor. Infrastructure development is focused on maintaining regional highway connectivity and supporting existing industrial park expansions.
Property taxes are levied by Saint Joseph County, the City of Sturgis, and the local school district, with rates determined by the state-mandated millage system. Exemptions are available for primary residences under the Michigan Principal Residence Exemption (PRE) program.
Commuting is primarily car-dependent, with residents utilizing US-12 and M-66 for regional travel. Most employment is localized within the city or nearby industrial hubs, resulting in relatively short average commute times.
The area features several local parks, including Franks Park, and provides access to nearby lakes for fishing and boating. Shopping and dining are concentrated along the US-12 corridor, serving as the primary commercial hub for the surrounding rural area.
The rental market is characterized by steady demand from the local workforce, with limited new multi-family construction keeping vacancy rates low. Investor interest is moderate, primarily focused on single-family homes for long-term rental use.
The economy is anchored by the manufacturing sector, with several major employers in automotive parts and industrial equipment production. The city serves as a regional commercial center for southern Saint Joseph County.
Transportation is dominated by private vehicle use, with US-12 serving as the primary east-west artery. Public transit options are limited, reflecting the area's rural-industrial character.
Development is primarily focused on infill projects and the maintenance of existing industrial infrastructure. There are no major large-scale master-planned communities currently under construction.
The Saint Joseph County Equalization Department oversees property assessments, ensuring compliance with state-level valuation standards for tax purposes.
Parcels are subject to local school district taxes and county-wide millages for emergency services and infrastructure maintenance.
Property insurance premiums are stable, reflecting the area's low exposure to major natural disasters compared to coastal or high-wildfire regions.
Data retrieved from US Census Bureau ZCTA 49091 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- JaRisa's Fun Zone4.416 mi
- Blue Gate Theatre4.711.2 mi
- Michiana Event Center (MEC)4.611.7 mi
- Blue Gate Performing Arts Center4.811.8 mi
- St Joseph County Grange Fair4.38.4 mi
- Wedgewood Brewing Company4.716.8 mi
- Shipshewana Flea Market (May-Sept)4.411.3 mi
- Shipshewana's Lights of Joy4.411.4 mi
- Dutch Creek Farm Animal Park4.610 mi
- South Lanes Family Fun Center4.413 mi
- Pine Knob County Park4.87.8 mi
- Langley Covered Bridge Historic Site4.811.4 mi
- Menno-Hof4.811.6 mi
- Twin Mills Campground46.3 mi
- Pine Knob County Park4.87.8 mi
- Plumb Lake County Park4.54 mi
- Trojan Timbers Park4.62.9 mi
- Scidmore Park4.412.9 mi
- Heron Creek Golf Club4.511.3 mi
- Island Hills Golf Club4.36.6 mi
- Cedar Lake Golf Course4.56.7 mi
- Sauganash Country Club4.211 mi
- St Joe Valley Golf Club4.67.5 mi
- Shipshewana Flea Market (May-Sept)4.411.3 mi
- Yoder's Country Market4.88.1 mi
- Meijer4.32.4 mi
- Yoder Department Store4.711.3 mi
- Ben's Soft Pretzels4.812.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A central community park offering recreational space and playgrounds.
The historic commercial core featuring local businesses and restaurants.
A nearby recreational lake popular for seasonal water activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.