LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 49680 sells for about $245,000, or $168 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $833 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 49680 — South Boardman

Kalkaska County →refreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The housing market in 49680 remains stable with low inventory and modest price appreciation driven by local demand. Sales volume is limited by the rural nature of the area, and the market is currently balanced between buyers and sellers.

Who this ZIP fits

This ZIP is best suited for families and individuals seeking affordable rural living, outdoor enthusiasts, and those willing to commute to nearby regional employment centers.

Parent geography
South Boardman · no city intel reportGrand Traverse County →Michigan state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 143.2 km²Water area · 0.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$245,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
52 days
Active listings
14
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

64
Liquidity/100

Homes spend a median of 52 days on market with 4.2 months of supply — a fast-moving market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

82
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 12.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$120,000$180,000$240,000$300,000$360,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,500$2,250$3,000$3,750$4,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+15 people

net influx — more people moved in than out

Population base
2,206

ZCTA 49680, Kalkaska County MI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.5%
Foreign-born residents
11
Naturalized (of foreign-born)
72.7%
Non-citizens (of population)
0.1%
Entered 2010 or later (of foreign-born)
18.2%
World region of birth (foreign-born)
Asia
45.5%
Europe
27.3%
Americas
27.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in this rural area are generally low and stable, consistent with regional trends in Northern Michigan.

Schools & education

Schools serving the area are part of the Kalkaska Public Schools district, which provides standard rural educational services.

Environmental & hazard

The area is subject to seasonal winter weather risks and standard wildfire precautions common to forested regions in Northern Michigan.

Growth & development

Economic momentum is driven by local forestry, tourism, and small-scale service industries with limited large-scale commercial development.

Taxation

Property taxes are assessed at the local township level with standard state-mandated school and county millage rates applied.

Transportation & commute

Commuting is primarily car-dependent, with residents typically driving 20-30 minutes to reach employment hubs in Traverse City.

Recreation & amenities

The area offers extensive access to outdoor recreation, including nearby lakes, state forest trails, and seasonal hunting and fishing opportunities.

Rental market

The rental market is limited with low turnover; demand is driven by local workers and seasonal residents, keeping vacancy rates tight.

Economy & employers

The local economy is anchored by natural resource management, small-scale manufacturing, and tourism-related services.

Transportation & infrastructure

Public transit is non-existent; the area relies entirely on private vehicle transportation via state highways.

Development pipeline

Development is largely restricted to low-density residential and agricultural land use with no major commercial projects currently approved.

County appraisal district

The Kalkaska County Equalization Department manages assessments based on state-mandated true cash value formulas.

Special districts

Parcels are subject to Kalkaska Public Schools and local township millages for fire and emergency services.

Insurance & hazard market

Property insurance premiums are influenced by rural fire response times and proximity to forested areas.

Migration & population flows

Net domestic migration to Michigan has been modest, with rural areas seeing slight interest from remote workers.

Foreclosure doctrine

Michigan is primarily a judicial foreclosure state with a statutory redemption period for homeowners.

Disclosure doctrine

Sellers are required to provide a written disclosure statement regarding the condition of the property at the time of sale.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 49680, Kalkaska County MI
Population
2,206
Median age
35.6 yrs
Owner-occupancy
88.5%
Median home value
$185,000
Median gross rent
$850
Median household income
$58,400
Median year built
1988
Vacancy rate
12.4%
Renter share
11.5%
Owner cost burden
18.2%
Renter cost burden
32.5%
Population change
+0.8%
Net migration
15
Work-from-home share
9.2%
Mean commute
28.5 min
Bachelor's or higher
16.4%
Unemployment
4%
Poverty rate
12.9%
Avg household size
2.4
White
94.2%
Hispanic
2.1%
Other
3.7%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Kalkaska High SchoolHigh4/10Kalkaska Public SchoolsServes the broader county area.
Kalkaska Middle SchoolMiddle4/10Kalkaska Public SchoolsPrimary middle school for the district.
School districts
Kalkaska Public SchoolsAverageCovers the majority of the county with a focus on rural education.
Utilities & services
InternetSpectrum/AT&TAvailability varies significantly by specific road and location.
ElectricGreat Lakes EnergyPrimary cooperative provider for the region.
Natural GasDTE EnergyAvailable in more densely populated sections of the ZIP.
Major employers & industries
Kalkaska Public SchoolsEducationMajor local employer.
Kalkaska Memorial Health CenterHealthcarePrimary regional medical facility.
Amenities & attractions2 retained amenities
Inside this ZIP
Boardman River
Natural Feature

Provides significant opportunities for fishing, kayaking, and scenic recreation.

Kalkaska County Fairgrounds
Event Venue

Hosts local community events and agricultural gatherings.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.