The story of this market
The typical home in ZIP 50548 sells for about $215,000, or $135 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $741 a month.
ZIP 50548 — Humboldt
The housing market in 50548 remains stable, characterized by low inventory and steady demand from local buyers. Prices have seen modest year-over-year growth, reflecting the broader resilience of the rural Iowa market. The area continues to attract families looking for affordability and a stable community environment.
This ZIP is well-suited for families and long-term residents seeking a quiet, affordable, and community-oriented lifestyle in a rural Iowa setting.
Median prices moved up 3.2% year over year.
Homes spend a median of 48 days on market with 4.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 14.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 50548, Humboldt County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Humboldt area are generally low and consistent with rural Iowa trends, remaining well below national averages.
The area is served by the Humboldt Community School District, which maintains a solid reputation for academic performance and community engagement.
The region faces standard Midwestern risks, primarily related to severe thunderstorms and occasional flooding near the Des Moines River basin.
Economic momentum is driven by local agricultural processing, manufacturing, and small business development, with steady infrastructure maintenance.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily car-dependent, with residents typically driving to nearby employment hubs like Fort Dodge via US-169.
The area features access to local parks, the Des Moines River for outdoor activities, and community-focused recreational facilities.
The rental market is stable with limited inventory, primarily serving local workers and families; vacancy rates remain low due to consistent demand.
The economy is anchored by agriculture, manufacturing, and local retail, with significant employment ties to the broader Humboldt County region.
Transportation is dominated by private vehicle use, with US-169 serving as the primary arterial corridor for regional travel.
Development is focused on maintaining existing residential stock and supporting small-scale commercial growth within the city limits.
The Humboldt County Assessor manages property valuations, utilizing a mass appraisal system to ensure equitable tax distribution.
Parcels are subject to standard school district levies and county-wide service taxes, with no major MUD/PID developments reported.
Property insurance remains available, though premiums are influenced by regional exposure to severe weather events common in Iowa.
Iowa experiences modest net domestic migration, with rural areas like Humboldt seeing stable population retention.
Iowa is a judicial foreclosure state, requiring court intervention for the foreclosure process, which provides a structured timeline for homeowners.
Sellers are required to provide a comprehensive real estate disclosure statement detailing the condition of the property at the time of sale.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Fort Frenzy4.116.2 mi
- Kennedy Park4.610.5 mi
- Soldier Creek Winery4.712.7 mi
- Frank A. Gotch State Park4.64.3 mi
- Joe Sheldon County Park4.60.1 mi
- Sundance Lanes4.81.4 mi
- Shrine of the Grotto of the Redemption4.919.1 mi
- The Fort Museum and Frontier Village4.516.7 mi
- Kennedy Park4.610.5 mi
- Frank A. Gotch State Park4.64.3 mi
- Joe Sheldon County Park4.60.1 mi
- Hy-Vee Grocery Store4.31.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Hosts annual community events and local gatherings.
Popular spot for fishing and outdoor recreation along the river.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.