The story of this market
The typical home in ZIP 50595 sells for about $155,000, or $115 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $899 a month.
ZIP 50595 — Webster City
The housing market in 50595 is characterized by steady, modest price growth and low inventory levels. Demand remains consistent for affordable single-family homes, driven by local employment stability and the area's status as a county seat. Market conditions are balanced, with limited new construction keeping supply tight.
This ZIP is well-suited for families and local workers seeking affordable housing, as well as investors looking for stable, long-term rental opportunities in a small-town setting.
Median prices moved up 2.5% year over year.
Homes spend a median of 48 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.4% · poverty 8.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 50595, Hamilton County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Webster City are generally low and consistent with regional trends for small-town Iowa, with property crime being the most frequently reported incident type.
The area is served by the Webster City Community School District, which provides standard public education services for the local population.
The area is situated along the Boone River, which presents localized flood risks in low-lying zones; standard property insurance coverage is typical for the region.
Economic momentum is driven by local manufacturing and agricultural support industries, with steady infrastructure maintenance and modest residential development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily local within Webster City, with regional access provided by US Highway 20 for travel to larger employment hubs like Fort Dodge.
The city features the Boone River for outdoor activities, multiple local parks including Twin Parks, and proximity to local golf and community swimming facilities.
The rental market is stable with demand driven by local workforce needs; vacancy rates remain low due to limited new multi-family supply.
The economy is anchored by manufacturing, agriculture, and local government services, with the city serving as the county seat.
Transportation is dominated by private vehicle use, with US Highway 20 serving as the primary east-west corridor for regional connectivity.
Development is focused on small-scale residential infill and maintenance of existing municipal infrastructure.
The Hamilton County Assessor manages property valuations based on market-based assessments and state-mandated equalization factors.
Parcels are subject to levies from the Webster City Community School District and Hamilton County special service districts.
Property insurance premiums are generally stable, though coverage for flood-prone areas near the Boone River may require specific policies.
Data retrieved from US Census Bureau ACS 2024 5-Year Estimates for ZCTA 50595.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Fort Frenzy4.118.9 mi
- Brushy Creek State Recreation Area4.610.6 mi
- Briggs Woods Park4.61.1 mi
- Bell's Mill Park4.69.3 mi
- Webster Theater4.82.3 mi
- Heartland Museum4.819.6 mi
- Brushy Creek State Recreation Area4.610.6 mi
- Briggs Woods Park4.61.1 mi
- Bell's Mill Park4.69.3 mi
- Briggs Woods Golf Course4.51.7 mi
- Hy-Vee Grocery Store4.32.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Meanders along the east side of the city, offering fishing and recreational trails.
Central community park space with recreational facilities.
Historic district serving as the local commercial anchor.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.