The story of this market
The typical home in ZIP 51545 sells for about $185,000, or $112 per square foot.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $508 a month.
ZIP 51545 — Little Sioux
The housing market in 51545 is characterized by low inventory and slow turnover, typical of a rural agricultural community. Prices have seen modest appreciation, but the market remains stable with limited buyer demand and few new listings. The lack of major economic drivers or new development keeps the market quiet and price growth constrained.
This ZIP is best suited for those seeking rural living, agricultural lifestyle, or affordable housing away from urban centers, as it lacks proximity to major employment hubs.
Median prices moved up 2.8% year over year.
Homes spend a median of 84 days on market with 6.0 months of supply — a balanced-paced market.
8% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.8% · poverty 16.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 51545, Harrison County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is located in a rural flood-prone region near the Missouri River, necessitating flood insurance for many properties.
The local economy is primarily driven by agriculture and small-scale local services with limited new commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commuting requires personal vehicle use, with travel times to regional employment hubs like Omaha or Council Bluffs typically exceeding 45 minutes.
The area offers access to outdoor recreation including the Loess Hills State Forest and nearby Missouri River access points for fishing and boating.
The rental market is characterized by low inventory and limited turnover, primarily serving local agricultural workers and long-term residents.
The economy is heavily reliant on the agricultural sector, with limited industrial or corporate presence in the immediate vicinity.
Transportation is entirely dependent on private vehicle infrastructure, with no public transit options available.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
The Harrison County Assessor manages property valuations, typically reassessing properties on a biennial cycle.
Parcels are subject to local school district levies and county-wide emergency service district taxes.
Property insurance premiums are influenced by the area's proximity to the Missouri River and associated flood risks.
Data retrieved from US Census Bureau ZCTA 51545 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Extensive public land for hiking and nature observation.
Local community park providing recreational space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.