Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 54457 — Nekoosa
The housing market in ZIP 54457 is currently experiencing a price correction following a period of rapid appreciation, with inventory levels remaining tight. Buyer demand is tempered by interest rate sensitivity, leading to a slight increase in days on market and a softening of year-over-year price growth. Overall, the market remains stable, supported by a consistent local economy and limited new construction.
This area is well-suited for families and outdoor enthusiasts seeking an affordable, quiet lifestyle with access to Northwoods amenities and a lower cost of living.
Median prices moved down 12.2% year over year.
Homes spend a median of 58 days on market with 4.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 10.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 54457, Lincoln County WI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Lincoln County remain low compared to state and national averages, with property crime being the most frequently reported incident type.
Schools in the area are primarily served by the Merrill Area Public School District, which maintains a stable academic reputation within the rural Wisconsin context.
The region faces moderate risks from severe winter weather and localized flooding near river corridors, with standard property insurance coverage widely available.
Economic momentum is driven by manufacturing, healthcare, and tourism sectors, with steady but modest infrastructure investment in the county seat of Merrill.
Property taxes are assessed at the municipal level based on equalized values, with rates determined by local school district, county, and municipal levies.
Commutes are primarily car-dependent, with residents traveling along US-51 and WI-64 to reach employment hubs in Merrill or nearby Wausau.
The area offers extensive access to outdoor recreation, including the Wisconsin River, numerous lakes, and the Underdown Recreation Area for hiking and snowmobiling.
The rental market is tight with low vacancy rates, primarily driven by a limited supply of multi-family housing and steady demand from local workers.
The local economy is anchored by manufacturing, healthcare services, and the timber industry, with significant employment provided by regional medical centers.
Transportation is dominated by private vehicle use, with US-51 serving as the primary north-south corridor for regional connectivity.
Development is focused on small-scale commercial expansion and residential infill within the city limits of Merrill.
The Lincoln County Treasurer and Land Records office manages property assessments and tax collections using a centralized digital parcel system.
Parcels are subject to levies from the Merrill Area Public School District, Northcentral Technical College, and local municipal/county governments.
Property insurance premiums are stable, though coverage for rural properties may be influenced by wildfire risk assessments in heavily wooded areas.
Net domestic migration has remained relatively flat, with modest inflows of retirees and remote workers balancing out-migration of younger demographics.
Wisconsin is a judicial foreclosure state, requiring court intervention and providing a statutory redemption period for homeowners.
Sellers are required to provide a Real Estate Condition Report disclosing known material defects to prospective buyers.
Data retrieved from data.census.gov ZCTA-level tables.
Features hiking trails, camping, and access to the Wisconsin River.
Provides facilities for ice skating, hockey, and community sports.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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