LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 23, 2026
A
+60 / ±100
strong positive
−1000+100
Reason codes · heaviest factors
IS
Inventory & supply
1.6 months of supply
+100
SL
Sale-to-list ratio
100.1% sale-to-list
+100
PM
Price momentum
+1.6% YoY median
+50
PC
Price-cut pressure
12% of listings with a cut
+50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 54475

Marathon County →refreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · neutral

The housing market in 54475 remains stable with modest price appreciation and low inventory levels. Demand is supported by local employment, though the market is constrained by limited new construction activity.

Who this ZIP fits

This ZIP is well-suited for families and individuals seeking a quiet, rural lifestyle with affordable housing options compared to larger metropolitan areas.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 96.6 km²Water area · 1.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$325,000
+1.6% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
22 days
Active listings
89
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
100.1%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
82
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
58
Growth/100

Median prices moved up 1.6% year over year.

93
Liquidity/100

Homes spend a median of 22 days on market with 1.6 months of supply — a fast-moving market.

81
Momentum/100

12% of listings have cut prices · homes sell at 100.1% of asking — demand is running ahead of supply.

96
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.5% · poverty 5.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,400$3,200$4,000$4,800$5,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
-0.6%

versus the prior ACS vintage

Population base
1,447

ZCTA 54475, Marathon County WI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.6%
Foreign-born residents
37
Naturalized (of foreign-born)
48.6%
Non-citizens (of population)
1.3%
Entered 2010 or later (of foreign-born)
24.3%
World region of birth (foreign-born)
Americas
62.2%
Asia
37.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by local public school districts that generally maintain stable performance ratings consistent with regional rural Wisconsin standards.

Environmental & hazard

The region faces standard Midwestern climate risks, including seasonal severe thunderstorms and winter weather, with flood risk primarily localized to specific low-lying areas.

Growth & development

Economic momentum is driven by local agricultural, manufacturing, and small-business sectors, with steady but modest development activity.

Taxation

Property taxes are assessed at the municipal and county levels based on equalized value, with rates determined by local school district and municipal budget requirements.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with access to regional highways connecting to larger employment hubs in Marathon County.

Recreation & amenities

The area features access to local parks, community sports facilities, and proximity to rural outdoor recreation including trails and seasonal hunting/fishing grounds.

Rental market

The rental market is characterized by low vacancy rates and limited inventory, with demand driven by local workforce needs.

Economy & employers

The local economy is anchored by agriculture, food processing, and small-scale manufacturing, with significant employment ties to the broader Marathon County industrial base.

Transportation & infrastructure

Transportation is primarily highway-based, with limited public transit options, necessitating vehicle ownership for most residents.

Development pipeline

Development is focused on small-scale residential infill and maintenance of existing infrastructure.

County appraisal district

The Marathon County assessment office manages property valuations based on annual market analysis and state-mandated assessment cycles.

Special districts

Parcels are subject to local school district levies and county-wide tax assessments for public services.

Insurance & hazard market

Property insurance premiums are generally stable, reflecting the area's low-to-moderate risk profile for natural disasters.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 54475, Marathon County WI
Population
1,447
Median age
57 yrs
Owner-occupancy
71.9%
Median home value
$185,000
Median gross rent
$850
Median household income
$69,750
Median year built
1965
Vacancy rate
5.2%
Renter share
28.1%
Owner cost burden
18.5%
Renter cost burden
25.4%
Population change
-0.61%
Work-from-home share
8.2%
Mean commute
22.5 min
Bachelor's or higher
19.4%
Unemployment
2.5%
Poverty rate
5.6%
Avg household size
2.45
White
96.5%
Hispanic
1.5%
Other
2%

Data sourced from US Census Bureau and local economic analytics.

Assigned schools
Spencer ElementaryElementaryAbove AverageSpencer School DistrictPrimary public school serving the village.
Spencer High SchoolHighAverageSpencer School DistrictServes the local student population.
School districts
Spencer School DistrictBSmall rural district serving the village and surrounding areas.
Utilities & services
InternetFrontier/SpectrumVaries by specific location.
ElectricXcel EnergyPrimary regional provider.
Water/SewerVillage of SpencerMunicipal service.
Major employers & industries
Local Manufacturing/AgIndustrial/AgPrimary local employers.
Amenities & attractions2 retained amenities
Inside this ZIP
Spencer Village Park
Park

Local community park providing green space and recreational facilities.

Marathon County Library - Spencer Branch
Public Facility

Community resource and educational hub.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 54475 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo