LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 54603 sells for about $245,000, or $191 per square foot.

Prices are down 5.2% from a year ago, which gives buyers more room to negotiate. Homes take about 9 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $966 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 54603 — La Crosse

La Crosse County →refreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautious

The housing market in 54603 is currently characterized by a lower price point and moderate inventory levels, reflecting a more challenging environment for investors compared to the broader metro area. While sales remain active, the market faces headwinds related to vacancy pressure and softer price growth. Buyers are paying slightly above list price, but the overall trend suggests a need for careful selection in this specific ZIP.

Who this ZIP fits

This ZIP is best suited for disciplined real estate investors and budget-conscious buyers who prioritize affordability over rapid appreciation.

Parent geography
La Crosse · no city intel reportLa Crosse County →Wisconsin state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 23 km²Water area · 2.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$245,000
-5.2% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
9 days
Active listings
161
Listings with price cuts
24%
share of active listings
Sale-to-list ratio
101.8%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
24
Growth/100

Median prices moved down 5.2% year over year.

98
Liquidity/100

Homes spend a median of 9 days on market with 1.4 months of supply — a fast-moving market.

76
Momentum/100

24% of listings have cut prices · homes sell at 101.8% of asking — demand is running ahead of supply.

70
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 16.3% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
13,738

ZCTA 54603, La Crosse County WI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3%
Foreign-born residents
417
Naturalized (of foreign-born)
58.5%
Non-citizens (of population)
1.3%
Entered 2010 or later (of foreign-born)
25.4%
World region of birth (foreign-born)
Asia
68.3%
Europe
19.9%
Americas
11%
Africa
0.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Schools in the area are generally characterized by moderate performance metrics within the La Crosse School District.

Environmental & hazard

The area faces standard regional risks for flooding near the Mississippi River and seasonal weather-related property damage.

Growth & development

Economic momentum is driven by the healthcare and education sectors, with major employers including Gundersen Health System and the University of Wisconsin-La Crosse.

Taxation

Property taxes are assessed at the county and municipal level with standard exemptions for primary residences; special districts include school and technical college levies.

Transportation & commute

Residents typically enjoy short commutes to downtown La Crosse, with most travel conducted via personal vehicle on local arterial roads.

Recreation & amenities

The area features proximity to the Mississippi River, numerous local parks, and access to regional trail systems for outdoor activities.

Rental market

The rental market shows signs of vacancy pressure and tenant stability concerns, with rents reflecting a lower-cost entry point compared to the broader region.

Economy & employers

The local economy is anchored by healthcare, education, and manufacturing, providing a stable employment base for the region.

Transportation & infrastructure

The area is served by a network of state highways and local roads, with limited public transit options primarily focused on the city core.

Development pipeline

Development activity is focused on infill projects and residential maintenance within the existing urban footprint.

County appraisal district

The La Crosse County assessor maintains property valuations based on market-value assessments conducted periodically.

Special districts

Parcels are subject to levies from the La Crosse School District and Western Technical College district.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and proximity to flood-prone areas.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 54603, La Crosse County WI
Population
13,738
Median age
38.6 yrs
Owner-occupancy
55.2%
Median home value
$245,000
Median gross rent
$907
Median household income
$58,420
Median year built
1966
Vacancy rate
6.2%
Renter share
44.8%
Owner cost burden
22.5%
Renter cost burden
41.2%
Population change
+0.5%
Work-from-home share
12.4%
Mean commute
18.5 min
Bachelor's or higher
28.4%
Unemployment
6.2%
Poverty rate
16.3%
Avg household size
2.35
White
88.5%
Hispanic
4.2%
Black
2.1%
Asian
3.5%
Other
1.7%

Data retrieved from census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

La Crosse School DistrictDistrictAverageLa Crosse School DistrictServes the majority of the ZIP code.
School districts
La Crosse School DistrictAveragePrimary district serving the city and surrounding areas.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
Natural GasXcel EnergyStandard service provider.
Major employers & industries
Gundersen Health SystemHealthcareMajor regional employer.
University of Wisconsin-La CrosseEducationSignificant anchor institution.
Major amenities · ZIP 54603
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
12 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Mississippi River
Waterfront

Provides significant recreational access and scenic value to the region.

Sources · 9 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.