LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 54650 sells for about $324,950, or $178 per square foot.

Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,147 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 54650 — Onalaska

La Crosse County →refreshed Sep 23, 2026next refresh Oct 23, 2026
Market mood · cautiously optimistic

The housing market in 54650 remains stable with moderate price appreciation and consistent demand. Low inventory levels continue to support pricing, though buyers are becoming more selective as interest rates influence affordability.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with proximity to the La Crosse employment hub, offering a balance of outdoor recreation and established school systems.

Parent geography
Onalaska · no city intel reportLa Crosse County →Wisconsin state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 80 km²Water area · 0.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$324,950
+3.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
103
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

70
Liquidity/100

Homes spend a median of 48 days on market with 3.5 months of supply — a fast-moving market.

75
Momentum/100

12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 5.3% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,700$3,600$4,500$5,400$6,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
25,304

ZCTA 54650, La Crosse County WI

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.5%
Foreign-born residents
893
Naturalized (of foreign-born)
90.9%
Non-citizens (of population)
0.3%
Entered 2010 or later (of foreign-born)
8%
World region of birth (foreign-born)
Asia
66.6%
Europe
19%
Africa
7.2%
Americas
7.2%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Onalaska generally experiences low crime rates compared to national averages, with property crime being the most common reported incident type.

Schools & education

The area is served by the Onalaska School District, which is consistently rated as above average for academic performance and student support services.

Environmental & hazard

The region faces moderate risks from seasonal flooding near the Mississippi River and Black River, with standard insurance requirements for properties in designated floodplains.

Growth & development

Economic momentum is driven by the healthcare and education sectors in the nearby La Crosse metro area, with steady residential development in the northern sections of the ZIP.

Taxation

Property taxes are assessed at the municipal and county levels, with rates influenced by school district levies and local infrastructure assessments.

Transportation & commute

Residents primarily commute via Highway 35 and I-90 toward La Crosse, with average commute times typically ranging between 15 and 25 minutes.

Recreation & amenities

The area features extensive access to the Great River State Trail, Lake Onalaska for boating and fishing, and numerous community parks including the Omni Center.

Rental market

The rental market is characterized by low vacancy rates and consistent demand from students and healthcare professionals, with moderate annual rent growth.

Economy & employers

The economy is anchored by the healthcare sector, specifically the Gundersen Health System and Mayo Clinic Health System, alongside regional retail and education.

Transportation & infrastructure

The area is served by major highway corridors including US-53 and WI-35, providing direct access to the broader La Crosse metropolitan area.

Development pipeline

Local planning focuses on mixed-use development along the Highway 35 corridor and infrastructure improvements to support suburban growth.

County appraisal district

The La Crosse County assessor maintains property valuations based on annual market analysis and periodic physical inspections.

Special districts

Parcels are subject to the Onalaska School District, Western Technical College district, and local municipal utility assessments.

Insurance & hazard market

Property insurance premiums are stable, though properties in flood-prone areas near the river require specialized coverage.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 54650, La Crosse County WI
Population
25,304
Median age
41.5 yrs
Owner-occupancy
72.5%
Median home value
$285,000
Median gross rent
$1,150
Median household income
$78,450
Median year built
1988
Vacancy rate
4.2%
Renter share
27.5%
Owner cost burden
18.5%
Renter cost burden
35.2%
Population change
+0.8%
Net migration
120
Work-from-home share
14.5%
Mean commute
19.5 min
Bachelor's or higher
38.2%
Unemployment
3%
Poverty rate
5.3%
Avg household size
2.45
White
91.2%
Asian
3.5%
Hispanic
2.1%
Other
3.2%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools · 3
Onalaska High SchoolHigh8/10Onalaska School DistrictHighly rated for college readiness.
Onalaska Middle SchoolMiddle7/10Onalaska School DistrictStrong performance in core subjects.
Irving Pertzsch ElementaryElementary8/10Onalaska School DistrictRecognized for student engagement.
School districts
Onalaska School DistrictExceeds ExpectationsThe primary district serving the city and surrounding ZIP.
Utilities & services
InternetSpectrum/CenturyLinkBroadband and fiber availability varies by neighborhood.
ElectricXcel EnergyPrimary provider for the region.
Natural GasXcel EnergyStandard service for residential heating.
Water/SewerCity of OnalaskaMunicipal utility services.
Trash/RecyclingCity of OnalaskaWeekly curbside collection.
Major employers & industries
Gundersen Health SystemHealthcareMajor regional employer.
Mayo Clinic Health SystemHealthcareSignificant regional presence.
Kwik TripRetail/CorporateHeadquartered in the region.
Major amenities · ZIP 54650
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
12 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Onalaska
Waterfront

A major reservoir on the Mississippi River popular for boating and fishing.

Great River State Trail
Trail

A scenic rail-trail offering extensive biking and hiking opportunities.

Omni Center
Sports Complex

A community hub for ice sports and local events.

On the horizon · announced & under construction
Onalaska North ExpansionResidentialUnder ConstructionOngoing development of new single-family housing tracts.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.