The story of this market
The typical home in ZIP 55105 sells for about $484,477, or $246 per square foot.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 14 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,288 a month.
ZIP 55105 — St. Paul
The 55105 housing market remains highly competitive with low inventory and steady price appreciation. Demand is driven by the area's historic charm, walkability, and proximity to major employment hubs, keeping days on market low despite broader economic shifts.
This ZIP is ideal for families, academics, and professionals who value historic architecture, walkability, and proximity to major urban employment centers.
Median prices moved up 2.8% year over year.
Homes spend a median of 14 days on market with 2.7 months of supply — a fast-moving market.
16% of listings have cut prices · homes sell at 100.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 7.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 55105, Ramsey County MN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Summit-University and Macalester-Groveland areas of Saint Paul generally track with urban averages, with property crime being the primary concern compared to violent crime.
The area is served by highly regarded public schools within the Saint Paul Public Schools district, with several private and parochial options also available.
The area faces standard Midwestern climate risks, including severe thunderstorms and winter weather, with flood risk primarily concentrated near the Mississippi River corridor.
Economic momentum is driven by the proximity to downtown Saint Paul and the University of St. Thomas, with steady infill development and historic preservation efforts.
Property taxes are assessed by Ramsey County based on market value, with rates influenced by city, county, and school district levies; Minnesota does not have a state-level property tax.
Residents benefit from excellent access to I-35E and I-94, providing direct transit to both downtown Saint Paul and Minneapolis employment hubs.
The ZIP features extensive access to the Mississippi River Boulevard, numerous neighborhood parks like Summit Overlook, and the vibrant Grand Avenue shopping and dining district.
The rental market is characterized by high demand from students and young professionals, with low vacancy rates and steady rent growth.
The economy is anchored by higher education, healthcare, and government services, with significant employment provided by the University of St. Thomas and nearby state government offices.
The area is well-served by Metro Transit bus routes and is within a short drive of major highway interchanges connecting the Twin Cities.
Development is primarily focused on small-scale residential infill and the preservation of historic structures.
Ramsey County Assessor maintains property values through annual market analysis and periodic physical inspections.
Parcels are subject to Saint Paul Public Schools levies and various municipal utility districts.
Standard homeowners insurance is readily available, though premiums are influenced by regional weather patterns and historic home construction types.
Data retrieved from data.census.gov ZCTA 55105 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Mall of America®4.66.6 mi
- Valleyfair4.216.9 mi
- Great Wolf Lodge | Minnesota3.96.6 mi
- Nickelodeon Universe4.56.7 mi
- Slick City Action Park4.516.7 mi
- U.S. Bank Stadium4.65.4 mi
- Grand Casino Arena4.63.1 mi
- Minneapolis Convention Center4.56 mi
- Minnesota State Fair4.73.1 mi
- Topgolf Brooklyn Center4.311.3 mi
- Mall of America®4.66.6 mi
- U.S. Bank Stadium4.65.4 mi
- Como Park Zoo & Conservatory4.73.4 mi
- Minnesota Zoo4.611.5 mi
- Minneapolis Institute of Art4.85.7 mi
- Minneapolis Institute of Art4.85.7 mi
- Science Museum of Minnesota4.63.2 mi
- Union Depot4.53.9 mi
- Walker Art Center4.56.6 mi
- Minnesota State Capitol4.73.3 mi
- Como Park Zoo & Conservatory4.73.4 mi
- Minneapolis Sculpture Garden4.76.7 mi
- Centennial Lakes Park4.79.2 mi
- Lake Harriet Regional Park4.87.1 mi
- Boom Island Park4.76.6 mi
- Pool and Yacht Club4.72.3 mi
- Watergate Marina4.52.6 mi
- Topgolf Brooklyn Center4.311.3 mi
- The Minikahda Club4.47.8 mi
- Puttery4.76.2 mi
- Braemar Golf Course4.411.7 mi
- Brookview Golf Course and Lawn Bowling4.211.3 mi
- Mall of America®4.66.6 mi
- Rosedale Center4.35.5 mi
- Twin Cities Premium Outlets4.58.5 mi
- Karmel Mall4.16 mi
- Maplewood Mall49.7 mi
- Minneapolis-Saint Paul International Airport4.44.2 mi
- Shoyu3.74.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major commercial corridor featuring local boutiques and restaurants.
Known for its extensive collection of Victorian-era mansions.
Scenic parkway offering trails and river views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.