LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 55803 sells for about $544,343, or $226 per square foot.

Prices are up +11.6% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,586 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 55803 — Duluth

St. Louis County →Duluth marketrefreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · cautiously optimistic

The 55803 housing market remains competitive, characterized by low inventory and steady price appreciation. While broader Duluth market data shows some volatility, this specific ZIP maintains strong demand, supported by its desirable location and high owner-occupancy rates.

Who this ZIP fits

This ZIP is well-suited for families and professionals seeking a balance between suburban living and access to Duluth's outdoor amenities, offering a mix of established homes and newer developments.

Parent geography
Duluth · no city intel reportSt. Louis County →Minnesota state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 765.2 km²Water area · 80.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$544,343
+11.6% year over year
Divergent · 45.2% from published 2025 series — validation case open, publishes pending verdict
Days on market
42 days
Active listings
752
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.1%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
83
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 11.6% year over year.

71
Liquidity/100

Homes spend a median of 42 days on market with 3.9 months of supply — a fast-moving market.

69
Momentum/100

18% of listings have cut prices · homes sell at 98.1% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 6.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,250$3,000$3,750$4,500$5,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
17,662

ZCTA 55803, St. Louis County MN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.4%
Foreign-born residents
419
Naturalized (of foreign-born)
78.8%
Non-citizens (of population)
0.5%
Entered 2010 or later (of foreign-born)
25.5%
World region of birth (foreign-born)
Europe
38.7%
Asia
37.5%
Americas
14.6%
Africa
9.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Duluth area remain generally stable, with property crime being the primary concern compared to violent crime. The region typically tracks with or slightly below national averages for mid-sized cities.

Schools & education

Schools serving the 55803 area are part of the Duluth Public Schools system, which maintains a solid reputation for academic programming and extracurricular opportunities.

Environmental & hazard

The area faces standard regional risks including heavy winter snowfall and potential for wind damage, though flood risk is generally localized to specific low-lying areas near Lake Superior tributaries.

Growth & development

Economic momentum is driven by the healthcare, education, and shipping sectors, with ongoing infrastructure investments in the Duluth port and downtown revitalization projects.

Taxation

Property taxes are assessed at the county level by St. Louis County, with rates determined by a combination of municipal, school district, and county levies; exemptions are available for homestead properties.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with Highway 61 and I-35 serving as the primary corridors for travel toward the Duluth employment core.

Recreation & amenities

The area offers extensive access to outdoor amenities, including proximity to the North Shore trails, local parks, and Lake Superior waterfront access, alongside suburban shopping centers.

Rental market

The rental market is characterized by steady demand driven by the local university and healthcare workforce, with moderate vacancy pressure and consistent rent growth.

Economy & employers

The economy is anchored by Essentia Health, St. Luke's, and the University of Minnesota Duluth, supported by a robust tourism and shipping industry.

Transportation & infrastructure

The area is served by a network of state highways and local roads, with limited public transit options compared to larger metropolitan centers.

Development pipeline

Development is focused on infill residential projects and commercial upgrades along major transit corridors.

County appraisal district

St. Louis County Assessor manages property valuations, utilizing a mass appraisal system for annual tax assessments.

Special districts

Parcels are subject to Duluth Public Schools (ISD 709) and various municipal utility districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather risks, including winter storm exposure and fire safety ratings.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 55803, St. Louis County MN
Population
17,662
Median age
45 yrs
Owner-occupancy
78.5%
Median home value
$325,000
Median gross rent
$1,087
Median household income
$78,500
Median year built
1969
Vacancy rate
4.2%
Renter share
21.5%
Owner cost burden
18%
Renter cost burden
35%
Population change
+0.5%
Net migration
120
Work-from-home share
15%
Mean commute
22.5 min
Bachelor's or higher
45%
Unemployment
3.8%
Poverty rate
6.9%
Avg household size
2.4
White
92%
Other
8%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Marshall SchoolHighAPrivateHighly rated independent school serving the area.
Congdon Park ElementaryElementary8/10Duluth Public SchoolsStrong local elementary school.
School districts
Duluth Public Schools (ISD 709)BPrimary district serving the city of Duluth.
Utilities & services
ElectricMinnesota PowerPrimary regional provider.
Natural GasALLETE/Minnesota EnergyStandard service.
InternetSpectrum/CenturyLinkBroadband availability varies by location.
Major employers & industries
Essentia HealthHealthcareMajor regional employer.
University of Minnesota DuluthEducationSignificant academic and research employer.
Major amenities · ZIP 55803
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
1 · 13 mi
Museums, galleries & history
7 · 20 mi
Lakes, marinas & beaches
1 · 20 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Hartley Nature Center
Park

Extensive trail system and environmental education center.

Lake Superior
Waterfront

Major regional anchor providing recreational and scenic value.

On the horizon · announced & under construction
Duluth Port ExpansionInfrastructureOngoingMulti-year project to modernize shipping facilities.
Sources · 5 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).