LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 58104 sells for about $437,500, or $175 per square foot.

Prices are down 1.9% from a year ago, which gives buyers more room to negotiate. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,115 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 58104 — Fargo

Cass County →Fargo marketrefreshed Sep 27, 2026next refresh Oct 27, 2026
Market mood · cautiously optimistic

The 58104 housing market remains stable with a median listing price of $437,500, reflecting steady demand despite a slight year-over-year price adjustment. Low inventory levels and consistent interest from families and professionals continue to support market activity in this growing southern Fargo corridor.

Who this ZIP fits

This ZIP is ideal for families and young professionals seeking modern suburban housing, proximity to quality schools, and easy access to major employment hubs in the Fargo-Moorhead metro area.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 72.6 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$437,500
-1.9% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
275
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
41
Growth/100

Median prices moved down 1.9% year over year.

74
Liquidity/100

Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 9.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$210,000$315,000$420,000$525,000$630,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Population base
49,168

ZCTA 58104, Cass County ND

Area context
Crime & safety

Crime rates in the 58104 area remain relatively low compared to national averages, with local reports indicating a stable trend in public safety.

Schools & education

The area is served by the Fargo Public School District, which generally maintains a positive reputation for academic performance and student resources.

Environmental & hazard

The region faces seasonal risks primarily related to winter weather and occasional spring flooding, with standard insurance coverage typically addressing these regional climate factors.

Growth & development

Economic momentum is driven by a diverse mix of healthcare, education, and technology employers, with ongoing residential and commercial development in the southern expansion corridors of Fargo.

Taxation

Property taxes are assessed at the county level based on market value, with specific mill rates determined by local school districts, city government, and special service districts.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with convenient access to I-29 and major arterial roads providing efficient transit to the downtown Fargo employment core.

Recreation & amenities

The area features numerous neighborhood parks, walking trails, and proximity to the Red River greenway, alongside convenient access to retail shopping centers and dining districts along 45th Street South.

Rental market

The rental market shows steady demand driven by a large population of young professionals and families, with vacancy rates remaining low and rents showing moderate annual growth.

Economy & employers

The local economy is anchored by major healthcare systems like Sanford Health and Essentia Health, alongside a robust education sector and growing technology presence.

Transportation & infrastructure

The area is well-connected by a grid of arterial roads and is served by the MATBUS transit system, which provides public transportation links throughout the Fargo metro area.

Development pipeline

Development is focused on the continued expansion of residential subdivisions and supporting commercial infrastructure in the southern reaches of the city.

Special districts

Parcels are subject to standard municipal and county tax levies, with some areas potentially falling under specific utility or flood control district assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and hail risks, which are standard considerations for the North Dakota market.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 58104, Cass County ND
Population
49,168
Median age
32.3 yrs
Owner-occupancy
62.5%
Median home value
$346,100
Median gross rent
$1,150
Median household income
$85,014
Median year built
2008
Vacancy rate
7.5%
Renter share
37.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+1.2%
Work-from-home share
15%
Mean commute
18.5 min
Bachelor's or higher
45%
Unemployment
3.5%
Poverty rate
9%
Avg household size
2.4
White
88%
Black or African American
2.5%
Asian
3.5%
Hispanic or Latino
3%
Other
3%

Data retrieved from US Census Bureau ZCTA profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Davies High SchoolHigh8/10Fargo Public SchoolsHighly rated school serving the southern portion of the district.
School districts
Fargo Public SchoolsB+The primary district serving the city of Fargo with a large student population.
Utilities & services
ElectricXcel EnergyPrimary provider for the region.
Natural GasXcel EnergyPrimary provider for the region.
InternetMidcoMajor broadband provider in the area.
Major employers & industries
Sanford HealthHealthcareMajor regional employer.
North Dakota State UniversityEducationSignificant regional economic anchor.
Major amenities · ZIP 58104
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
6 · 20 mi
Parks, trails & nature
15 · 13 mi
Golf
8 · 13 mi
Shopping & dining districts
11 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Urban Plains Park
Park

A large community park featuring trails and recreational space.

West Acres Shopping Center
Shopping

The region's primary indoor shopping mall located nearby.

On the horizon · announced & under construction
South Fargo Residential ExpansionResidentialUnder ConstructionOngoing development of new single-family and multi-family housing units.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.