The story of this market
The typical home in ZIP 61360 sells for about $211,950, or $125 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,159 a month.
ZIP 61360 — Seneca
The housing market in 61360 is characterized by low inventory and steady, modest price appreciation. Demand remains consistent among local buyers, though the limited number of active listings keeps sales volume low. Market conditions are stable with no significant volatility expected in the near term.
This ZIP is well-suited for families and long-term residents seeking a quiet, small-town environment with access to outdoor recreation. It is less ideal for those requiring high-frequency public transit or immediate access to major urban employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 62 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 17.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 61360, LaSalle County IL
Crime rates in the Seneca area are generally low compared to regional averages in LaSalle County. Local law enforcement reports stable trends with property crime being the primary concern.
Schools serving the area are part of the Seneca Community Consolidated School District, which generally maintains positive community ratings for student-teacher ratios and academic performance.
The area faces moderate risk from severe thunderstorms and occasional flooding near the Illinois River. Property insurance premiums are consistent with broader Illinois inland risk profiles.
Economic momentum is driven by proximity to regional manufacturing hubs and agricultural support services. Infrastructure remains stable with ongoing maintenance of local transit corridors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
Commuters primarily rely on personal vehicles for access to employment centers in Ottawa or Morris. Public transit options are limited, necessitating a car-dependent lifestyle for most residents.
The area features access to the Illinois and Michigan Canal State Trail and local parks along the Illinois River. Shopping and dining options are concentrated in the downtown core and nearby larger municipalities.
The rental market is characterized by low inventory and steady demand from local workers. Vacancy rates remain tight due to the limited supply of multi-family housing units.
The local economy is anchored by manufacturing, agriculture, and logistics. Proximity to the Illinois River provides a strategic advantage for industrial transport.
Transportation is dominated by highway access via I-80 and local state routes. There is no significant public rail or bus transit infrastructure serving the immediate ZIP.
Development is focused on maintaining existing residential stock and supporting small-scale commercial growth. No major large-scale corporate campus projects are currently active.
The LaSalle County Assessor manages property valuations, with assessments typically updated on a multi-year cycle to reflect market changes.
Parcels are subject to local school district, community college, and fire protection district taxes. Special service areas may apply to specific residential developments.
Property insurance markets are stable, though premiums are sensitive to regional weather patterns and the age of housing stock.
Net domestic migration in Illinois has been negative, though rural areas like Seneca see more stable retention compared to the Chicago metro core.
Illinois is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for lenders.
Sellers are required to provide a Residential Real Property Disclosure Report detailing the condition of the property at the time of sale.
Data retrieved from data.census.gov for ZCTA 61360.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A historic trail offering extensive hiking and biking opportunities along the river.
Local community park providing recreational facilities and green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.