The story of this market
The typical home in ZIP 64089 sells for about $375,000, or $175 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 7 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,294 a month.
ZIP 64089 — Smithville
The 64089 housing market remains stable with steady demand for single-family homes, supported by the area's reputation for quality schools and outdoor amenities. While inventory is limited, new construction continues to provide options for buyers. Prices have seen moderate year-over-year growth, reflecting the broader regional trend of sustained demand.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with access to outdoor recreation, while maintaining a manageable commute to Kansas City.
Median prices moved up 4.2% year over year.
Homes spend a median of 7 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.8% · poverty 4.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 64089, Clay County MO
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Smithville generally reports lower crime rates compared to the broader Kansas City metropolitan area, with property crime being the primary concern.
The area is served by the Smithville R-II School District, which is highly regarded in the region for its academic performance and extracurricular programs.
The area faces moderate risks related to severe weather, including thunderstorms and occasional tornado activity, typical for the Midwest region.
Economic momentum is driven by residential expansion and proximity to the Kansas City International Airport, with ongoing infrastructure improvements to support suburban growth.
Property taxes are assessed by Clay County, with rates determined by the combined levies of the school district, city, and county special districts.
Commuters primarily rely on US-169 and I-435 to reach the Kansas City employment core, with typical drive times ranging from 25 to 35 minutes.
The area is anchored by Smithville Lake, which offers extensive boating, fishing, camping, and trail access, alongside local community parks and neighborhood shopping centers.
The rental market is characterized by low vacancy rates and consistent demand, with a mix of single-family rentals and newer multi-family developments.
The local economy is supported by a mix of retail, education, and services, with many residents commuting to the Kansas City metro area for employment in logistics, healthcare, and corporate sectors.
Transportation is primarily automobile-dependent, with US-169 serving as the main arterial route connecting the area to the Kansas City metro.
Development is focused on residential growth and supporting commercial infrastructure along the US-169 corridor.
Clay County Assessor manages property valuations, with assessments typically updated on a biennial cycle.
Parcels are subject to levies from the Smithville R-II School District and various local fire and utility districts.
Property insurance premiums are influenced by regional severe weather risks, including wind and hail exposure.
The state continues to see modest net domestic migration gains, driven by affordability and job growth in urban centers.
Missouri is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults.
Sellers are required to provide a disclosure statement regarding the condition of the property, though the state maintains a caveat emptor approach.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Worlds of Fun4.214.1 mi
- The Rush Funplex412.8 mi
- Oceans of Fun3.314.7 mi
- Springs Aquatic Center410.4 mi
- DoubleTap KC4.718.6 mi
- Worlds of Fun4.214.1 mi
- T-Mobile Center4.519.4 mi
- Kansas City Convention Center4.519.4 mi
- Kauffman Center for the Performing Arts4.819.7 mi
- The Midland Theatre4.619.4 mi
- AMC Barrywoods 244.311.1 mi
- Main Event Kansas City North4.411.1 mi
- The Rush Funplex412.8 mi
- B&B KC Northland 144.49.6 mi
- B&B Theatres Liberty Cinema 124.610.5 mi
- The Rabbit hOle4.716.9 mi
- Negro Leagues Baseball Museum4.819.8 mi
- Harry S. Truman Presidential Library & Museum4.820 mi
- Arabia Steamboat Museum4.718.6 mi
- Liberty Jail4.911 mi
- Happy Rock Park4.610.2 mi
- Platte Purchase Park4.47.7 mi
- Smith Fork Campground4.61.6 mi
- Line Creek Trailhead4.812.6 mi
- Hodge Park4.69 mi
- Paradise Pointe Marina4.52.5 mi
- Marina Boathouse4.519.7 mi
- Smithville Lake4.53.4 mi
- Shoal Creek Golf Course4.58.9 mi
- Paradise Pointe Outlaw & Posse Golf4.53.2 mi
- Tiffany Greens Golf Club3.99 mi
- Hodge Park Golf Course4.19.1 mi
- Staley Farms Golf Club4.56.6 mi
- Hy-Vee Grocery Store4.410.7 mi
- Hy-Vee Grocery Store4.412.6 mi
- Zona Rosa4.510.9 mi
- Ross Dress for Less4.211 mi
- Burlington3.812.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A 7,200-acre lake offering boating, fishing, and extensive trail systems.
Features two 18-hole championship golf courses near the lake.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.