LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 65604 sells for about $165,000, or $112 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $798 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 65604 — Arcola

Christian County →Springfield marketrefreshed Sep 27, 2026next refresh Oct 27, 2026
Market mood · cautiously optimistic

The housing market in 65604 remains stable with modest year-over-year price growth. Demand is supported by local affordability, though inventory remains tight, keeping the market in a seller-leaning position.

Who this ZIP fits

This ZIP is well-suited for budget-conscious family buyers and first-time homeowners seeking proximity to the Springfield metro area without the higher costs of urban centers.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 226.1 km²Water area · 0.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$165,000
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
42
Listings with price cuts
14%
share of active listings
Sale-to-list ratio
97.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

72
Liquidity/100

Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.

69
Momentum/100

14% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.

98
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.0% · poverty 5.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$90,000$120,000$150,000$180,000$210,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$800$1,000$1,200$1,400$1,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
3,873

ZCTA 65604, Christian County MO

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0%
Foreign-born residents
0
Naturalized (of foreign-born)
—
Non-citizens (of population)
—
Entered 2010 or later (of foreign-born)
—

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in this area are generally lower than the regional average for the Springfield metro, with property crime being the primary concern.

Schools & education

Schools serving this ZIP are part of the local district, which maintains a moderate performance rating compared to state averages.

Environmental & hazard

The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying areas.

Growth & development

Economic momentum is tied to the broader Springfield regional economy, with steady employment in healthcare, education, and retail sectors.

Taxation

Property taxes are assessed at the county level based on fair market value, with specific millage rates applied for school districts and local municipal services.

Transportation & commute

Residents primarily commute by car to the Springfield employment core, with average drive times ranging from 20 to 30 minutes.

Recreation & amenities

The area offers access to local community parks and is within a short drive of larger regional lakes and outdoor recreational facilities.

Rental market

The rental market is characterized by stable demand and low vacancy rates, with a mix of long-term residential rentals and limited short-term housing.

Economy & employers

The economy is anchored by the Springfield regional labor market, with significant employment in healthcare, manufacturing, and retail trade.

Transportation & infrastructure

Transportation is heavily reliant on private vehicle use, with access to major highway corridors connecting to the Springfield metro area.

Development pipeline

Development is currently focused on small-scale residential infill and infrastructure maintenance.

County appraisal district

The county appraisal district conducts annual assessments to determine property values for tax purposes.

Special districts

Parcels are subject to local school district taxes and county-wide emergency service district levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, with standard coverage available for wind and hail damage.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 65604, Christian County MO
Population
3,873
Median age
37.1 yrs
Owner-occupancy
72.4%
Median home value
$165,000
Median gross rent
$950
Median household income
$46,500
Median year built
1986
Vacancy rate
5.8%
Renter share
27.6%
Owner cost burden
18.2%
Renter cost burden
34.5%
Population change
+0.8%
Net migration
120
Work-from-home share
12.4%
Mean commute
24.5 min
Bachelor's or higher
22.1%
Unemployment
2%
Poverty rate
5.9%
Avg household size
2.5
White
92.1%
Hispanic
3.2%
Other
4.7%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local ElementaryElementaryBLocal ISDServes the primary residential population of the ZIP.
School districts
Local ISDAccreditedServes the majority of the ZIP code area.
Utilities & services
InternetLocal Cable/Fiber ProvidersMultiple providers available.
ElectricRegional Utility CooperativeStandard service.
Major employers & industries
Regional Healthcare SystemHealthcareMajor regional employer.
Major amenities · ZIP 65604
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Museums, galleries & history
16 · 20 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
1 · 13 mi
Shopping & dining districts
1 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Local Community Park
Park

Provides walking trails and playground facilities for residents.

Regional Shopping District
Retail

Features a variety of local dining and essential retail services.

On the horizon · announced & under construction
Infrastructure Improvement ProjectRoadwayApprovedPlanned upgrades to local arterial roads to improve traffic flow.
Sources · 2 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.