LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 68744 sells for about $135,000, or $98 per square foot.

Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 68744

Holt County →refreshed Sep 28, 2026next refresh Oct 28, 2026
Market mood · neutral

The housing market in 68744 remains stable with low inventory and modest price appreciation consistent with rural Nebraska trends. Sales volume is low, reflecting a tight market where properties are held for long periods. No significant new developments are currently impacting the local market dynamics.

Who this ZIP fits

This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle, lower cost of living, and a strong sense of community, rather than those requiring proximity to major urban employment centers.

Parent geography
Median sale price
$135,000
+2.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
84 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
64
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
63
Growth/100

Median prices moved up 2.5% year over year.

38
Liquidity/100

Homes spend a median of 84 days on market with 6.2 months of supply — a balanced-paced market.

66
Momentum/100

15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 9.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$75,000$100,000$125,000$150,000$175,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,250$1,500$1,750$2,000$2,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−15 people

net outflow — more people moved out than in

Population base
2,145

ZCTA 68744, Holt County NE

Area context
Crime & safety

Crime rates in this rural Nebraska area are significantly lower than the national average, with property crime being the primary concern.

Schools & education

The area is served by local public school districts that are generally characterized as stable, community-focused, and providing adequate educational outcomes for a rural population.

Environmental & hazard

The region faces moderate risks from severe thunderstorms and occasional high winds, with standard flood insurance recommended for properties near local creek beds.

Growth & development

Economic momentum is driven primarily by the agricultural sector and local small-scale manufacturing, with limited new large-scale infrastructure development.

Taxation

Property taxes are assessed at the county level based on market value, with specific levies for local school districts and county services; agricultural land often qualifies for special valuation.

Transportation & commute

Commutes are primarily by private vehicle, with most residents traveling to nearby regional hubs for employment; public transit is not available.

Recreation & amenities

Recreational opportunities include local community parks, nearby state wildlife management areas, and small-town community centers for youth sports.

Rental market

The rental market is characterized by low turnover and limited inventory, with most units being single-family homes or small multi-family conversions.

Economy & employers

The economy is heavily reliant on agriculture, livestock production, and local service-based businesses that support the rural population.

Transportation & infrastructure

Transportation is entirely dependent on personal vehicles, with access to regional highways serving as the primary transit corridors.

Development pipeline

There are no major large-scale commercial or residential developments currently in the planning pipeline for this ZIP code.

County appraisal district

The county assessor maintains property values based on periodic physical inspections and market-based sales comparisons.

Special districts

Parcels are subject to local school district taxes and county-wide levies for emergency services and road maintenance.

Insurance & hazard market

Property insurance premiums are generally stable, though coverage for wind and hail damage is a standard consideration for homeowners.

Migration & population flows

Net domestic migration is generally flat, with a slight trend of younger residents moving to larger urban centers for education and work.

Foreclosure doctrine

Nebraska utilizes a non-judicial foreclosure process for deeds of trust, with specific notice and cure periods defined by state statute.

Disclosure doctrine

Sellers are required to provide a written disclosure statement regarding the condition of the property, including known defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 68744, Holt County NE
Population
2,145
Median age
44.2 yrs
Owner-occupancy
78.5%
Median home value
$135,000
Median gross rent
$850
Median household income
$58,400
Median year built
1972
Vacancy rate
8.2%
Renter share
21.5%
Owner cost burden
12.4%
Renter cost burden
28.5%
Population change
-0.5%
Net migration
-15
Work-from-home share
8.2%
Mean commute
18.5 min
Bachelor's or higher
22.1%
Unemployment
2.8%
Poverty rate
9.5%
Avg household size
2.35
White
96.2%
Hispanic
2.1%
Other
1.7%

Data retrieved from data.census.gov using ZCTA 68744 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

O'Neill ElementaryElementary6/10O'Neill Public SchoolsPrimary school serving the local community.
O'Neill High SchoolHigh7/10O'Neill Public SchoolsMain secondary education provider for the area.
School districts
O'Neill Public SchoolsB+The primary district serving the majority of the ZIP code.
Utilities & services
InternetLocal Rural ProvidersLimited high-speed options available.
ElectricNebraska Public Power DistrictStandard regional utility provider.
Natural GasBlack Hills EnergyAvailable in most residential areas.
Water/SewerMunicipalProvided by the local municipality.
Major employers & industries
Local Agricultural OperationsAgriculturePrimary regional employer.
O'Neill Public SchoolsEducationMajor local public employer.
Major amenities · ZIP 68744
Family fun & things to do
4 · 13 mi
Museums, galleries & history
1 · 20 mi
Parks, trails & nature
4 · 13 mi
Lakes, marinas & beaches
1 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Holt County Fairgrounds
Event Venue

Hosts annual community events and agricultural exhibitions.

Local Community Parks
Park

Provides basic playground and picnic facilities for residents.

Sources · 2 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.