The story of this market
The typical home in ZIP 68777 sells for about $119,900, or $65 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $754 a month.
ZIP 68777 — Spencer
The housing market in 68777 is characterized by low inventory and slow turnover, typical of a rural Nebraska community. Prices have seen modest appreciation, but the market remains stable with limited new development activity. Most metrics for specific sales volume and price cuts are not published at the ZIP level and are omitted.
This area is primarily suited for retirees and long-term residents seeking a quiet, rural lifestyle in northern Nebraska.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 6.0 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.8% · poverty 4.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 68777, Boyd County NE
The local economy is primarily driven by agriculture and small-scale local services.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local recreational area for fishing and outdoor activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.