The story of this market
The typical home in ZIP 68930 sells for about $140,000, or $95 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $808 a month.
ZIP 68930 — Blue Hill
The housing market in 68930 is characterized by low inventory and very limited sales activity, reflecting a stable, slow-growth rural environment. Prices have seen modest year-over-year appreciation, but the market remains quiet with few listings and long days on market. No major developments are currently impacting the local housing supply.
This ZIP is best suited for families and individuals seeking an affordable, quiet, small-town lifestyle who are comfortable with a rural commute and limited local amenities.
Median prices moved up 2.5% year over year.
Homes spend a median of 85 days on market with 6.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.6% · poverty 9.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 68930, Clay County NE
Crime rates in Clay Center are generally low, consistent with small-town rural Nebraska, and are significantly lower than national averages.
The area is served by local public school districts that provide a small-town educational environment with limited extracurricular offerings compared to larger urban districts.
The region faces moderate risk from severe thunderstorms and occasional tornadoes, typical of the Great Plains, with standard insurance coverage available.
Economic momentum is stable but slow, primarily driven by local agriculture and small-scale service industries with minimal new large-scale commercial development.
Property taxes are levied by the county and local school districts based on assessed valuations; there are no state-level income tax exemptions specifically for residential property owners.
Commuting is primarily by personal vehicle, with residents typically driving to nearby regional hubs for employment; public transit is not available.
Recreation is centered on local community parks, high school sports facilities, and proximity to rural outdoor activities like hunting and fishing.
The rental market is limited in depth, consisting mostly of single-family homes with low turnover and minimal investor-driven short-term rental activity.
The economy is heavily reliant on the agricultural sector, with local government and small retail businesses serving as the primary employers.
Transportation is entirely dependent on private vehicles, with access to regional highways being the primary infrastructure.
There are no major commercial or residential developments currently approved or under construction in this ZIP code.
The Clay County Assessor's office manages property valuations based on annual market analysis and state-mandated assessment cycles.
Parcels are subject to local school district taxes and county-level levies for public services.
Property insurance premiums are influenced by regional weather risks, including hail and wind, but remain generally affordable compared to national averages.
Nebraska has experienced modest net domestic migration, with rural areas like Clay County seeing stable or slightly declining population trends.
Nebraska is a non-judicial foreclosure state, allowing for a streamlined process under the Nebraska Trust Deeds Act.
Sellers are required to provide a written disclosure statement regarding the condition of the property to the buyer.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and playground facilities.
Hosts local agricultural events and community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.