The story of this market
The typical home in ZIP 68954 sells for about $73,800, or $65 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 142 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $750 a month.
ZIP 68954 — Inland
The housing market in 68954 is extremely quiet with very low transaction volume and limited inventory. Market conditions are driven by the area's rural nature and declining population, resulting in stagnant price growth and minimal development activity. Several metrics, including specific sales counts and school ratings, are not determinable due to the extremely small sample size of this ZIP code.
This ZIP is best suited for individuals seeking rural isolation or agricultural land, as it lacks the amenities, transit, and housing density required by families, commuters, or typical investors.
Median prices moved up 2.1% year over year.
Homes spend a median of 142 days on market with 12.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 68954, Clay County NE
The area is subject to standard Midwestern climate risks including severe thunderstorms and wind events; flood risk is generally low but varies by specific parcel.
Economic momentum is limited due to the rural, agricultural nature of the area; there are no major corporate developments or infrastructure projects reported for this ZIP.
Property taxes are assessed by Clay County based on local mill levies; there are no special MUD or PID districts reported for this rural ZIP.
Commutes are exclusively by private vehicle, with residents typically traveling to nearby regional hubs like Hastings for employment.
Recreational opportunities are limited to rural outdoor activities; there are no major parks, golf courses, or shopping districts within the ZIP.
The rental market is extremely thin with very low inventory and limited turnover, primarily serving local agricultural or rural residents.
The economy is primarily driven by agriculture and small-scale local services; there are no major anchor employers within the ZIP.
There are no major approved or under-construction developments reported for this ZIP.
Parcels are served by standard county-level school and emergency service districts.
Property insurance availability is stable, though premiums are influenced by regional exposure to severe weather events.
Data retrieved from Census Reporter and City-Data profiles for ZCTA 68954.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.