The story of this market
The typical home in ZIP 72675 sells for about $129,000, or $115 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 72675 — Saint Joe
The housing market in 72675 is characterized by low inventory and slow turnover, typical of a remote rural area. Prices have seen modest, steady growth over the last decade, driven by limited supply rather than high demand. Most metrics are stable, with no significant development activity or economic shifts currently impacting the local market.
This area is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle with proximity to the Buffalo National River.
Median prices moved up 2.5% year over year.
Homes spend a median of 88 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 14.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 72675, Searcy County AR
Crime rates in St. Joe are generally low, consistent with the rural character of Searcy County, though specific localized trend data is not published.
The area is served by the Marshall School District, which provides rural public education; specific school-level ratings are not determinable.
The region is subject to standard Ozark-area risks, including potential for severe thunderstorms and flash flooding in low-lying areas near the Buffalo National River.
Economic momentum is limited, with the local economy primarily driven by tourism related to the Buffalo National River and small-scale agriculture.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.
Commuting is primarily by private vehicle, with residents typically traveling to nearby towns like Marshall or Harrison for employment.
The area is a gateway to the Buffalo National River, offering extensive opportunities for hiking, canoeing, and fishing in a rugged, scenic landscape.
The rental market is very thin, consisting primarily of single-family homes with limited turnover and minimal institutional investor presence.
The economy is heavily reliant on tourism, agriculture, and local government services within Searcy County.
Transportation is entirely dependent on personal vehicles, with Highway 65 serving as the primary arterial route.
There are no major commercial or residential developments currently approved or under construction in this rural ZIP code.
The Searcy County Assessor manages property valuations, which are updated periodically based on state-mandated reappraisal cycles.
Parcels are subject to school district taxes and county-level levies for emergency services and road maintenance.
Property insurance premiums are influenced by rural fire protection ratings and exposure to severe weather events common in the Ozarks.
Arkansas is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults under state statutes.
Arkansas law requires sellers to provide a property disclosure form, though the scope is generally limited compared to other states.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Buffalo National River4.94.3 mi
- Kenda Drive-In4.911.5 mi
- Buffalo Camping & Canoeing4.65.6 mi
- Buffalo National River4.94.3 mi
- Gaston's White River Resort4.525.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides world-class canoeing, hiking, and scenic vistas directly serving the area.
A central community anchor in the town center.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.