The story of this market
The typical home in ZIP 74854 sells for about $105,000, or $85 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 74854 — Maud
The housing market in 74854 remains stable with low inventory and modest price appreciation. Market activity is driven by local demand for affordable single-family homes, though limited supply and the rural nature of the area keep transaction volumes low. No major developments are currently impacting the local market trajectory.
This ZIP is best suited for budget-conscious family buyers and those seeking a rural lifestyle who are willing to commute to the Oklahoma City metro area for employment.
Median prices moved up 2.1% year over year.
Homes spend a median of 78 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 12.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 74854, Lincoln County OK
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural area are generally lower than the Oklahoma City metropolitan average, with property crime being the primary concern.
Schools serving this ZIP are part of smaller rural districts, typically characterized by lower student-to-teacher ratios but limited extracurricular offerings compared to urban centers.
The area is subject to standard Oklahoma risks, including severe thunderstorms, tornadoes, and occasional high-wind events; flood risk is localized to specific drainage basins.
Economic momentum is modest, driven primarily by local agriculture, small-scale retail, and proximity to regional employment hubs in the Oklahoma City metro area.
Property taxes are assessed at the county level based on fair market value, with standard homestead exemptions available for primary residences.
Commuting to the Oklahoma City employment core typically requires a 45-60 minute drive via major state highways and interstate corridors.
Recreational opportunities are primarily rural, including access to local parks, nearby fishing lakes, and community-based sports facilities.
The rental market is limited in depth, with low turnover and a reliance on single-family homes rather than multi-family complexes.
The local economy is anchored by agriculture and small-business services, with many residents commuting to the broader Oklahoma City metro area for industrial and professional employment.
Public transit is not available; the area is entirely dependent on private vehicle transportation via state highway networks.
There are no major large-scale commercial or residential developments currently approved or under construction within this ZIP code.
The Lincoln County Assessor manages property valuations, with assessments updated annually based on market sales data.
Parcels are subject to local school district taxes and county-wide emergency service district levies.
Property insurance premiums are influenced by regional exposure to severe weather, including wind and hail damage common in central Oklahoma.
Oklahoma is a judicial foreclosure state, requiring court intervention to complete the foreclosure process.
Sellers are required to provide a residential property condition disclosure statement to buyers, detailing known material defects.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Shawnee Splash Water Park4.116.4 mi
- Woodland Veterans Park4.316.4 mi
- Heart of Oklahoma Exposition Center4.418.3 mi
- FireLake Arena4.514.9 mi
- Thunderbird Casino Shawnee3.814.3 mi
- Strother Cinema4.610.3 mi
- Boomtown Park4.310 mi
- Citizen Potawatomi Nation Cultural Heritage Center4.814.4 mi
- Jasmine Moran Children's Museum4.79.9 mi
- Mabee-Gerrer Museum of Art4.819.4 mi
- Seminole Nation Museum4.616.5 mi
- Pottawatomie County Museum4.616.1 mi
- Boomtown Park4.310 mi
- The Farmer's Daughter Market4.712.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides basic outdoor recreation and community gathering space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.