The story of this market
The typical home in ZIP 75072 sells for about $560,000, or $214 per square foot.
Prices are down 8.76% from a year ago, which gives buyers more room to negotiate. Homes take about 69 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,512 a month.
ZIP 75072 — McKinney
The 75072 housing market is experiencing a period of price correction, with median sale prices showing a year-over-year decline while rental demand remains robust. Despite the cooling in sales prices, the area maintains strong buyer interest, evidenced by competitive market activity and steady rental growth. The market is currently balancing higher inventory levels with sustained demand from families attracted to the area's school quality and suburban amenities.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with access to quality schools and modern amenities, while remaining within commuting distance of major North Texas employment centers.
Median prices moved down 8.8% year over year.
Homes spend a median of 69 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 4.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 75072, Collin County TX
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
ZIP 75072 in western McKinney experiences crime rates significantly below national and regional DFW metropolitan benchmarks. Violent crime is rare, and property crime consists primarily of opportunistic vehicle burglaries and porch theft in residential subdivisions.
The area is served by highly-rated public schools within the McKinney Independent School District, which is recognized for strong academic performance and extracurricular programs.
The region faces standard North Texas climate risks, including severe thunderstorms and occasional hail, with property insurance premiums reflecting these regional weather patterns.
McKinney continues to experience steady economic growth driven by corporate relocations and expansion in the professional services and technology sectors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). County (Collin County, Texas) — Independent School District Ad Valorem Tax & Mandatory Homestead Exemption: All residential parcels fall into an ISD (e.g., Plano ISD at $1.03955 per $100; Allen ISD at $1.1258 per $100; Prosper ISD at $1.2141 per $100). Imposes standard Maintenance & Operations (M&O) and Interest & Sinking (I&S) rates.
Residents typically commute via US-75 or the Sam Rayburn Tollway, providing access to major employment hubs in Plano, Frisco, and downtown Dallas.
The area features extensive access to community parks, hike-and-bike trails, and proximity to golf courses and shopping centers like the McKinney Towne Crossing.
The rental market shows steady demand with a 6.52% year-over-year increase in median asking rents, reflecting ongoing interest in suburban living.
The local economy is anchored by a mix of professional services, healthcare, and retail, with significant employment influence from the broader Dallas-Fort Worth metroplex.
Transportation is primarily automobile-dependent, supported by major highway corridors including US-75 and the Sam Rayburn Tollway.
Ongoing residential and mixed-use development continues to expand the suburban footprint, with infrastructure improvements focused on managing traffic flow.
The Collin Central Appraisal District manages property assessments, utilizing mass appraisal techniques to determine market values for tax purposes.
Parcels in this ZIP are subject to various special districts, including McKinney ISD and potential MUD or PID assessments for infrastructure maintenance.
Property insurance premiums are influenced by regional exposure to severe weather events, including wind and hail, consistent with North Texas standards.
Texas maintains strong positive net domestic migration led by corporate relocations, lack of state income tax, and strong employment generation in the DFW metroplex.
Texas is predominantly a non-judicial foreclosure state using deeds of trust, allowing lenders to execute foreclosures on the first Tuesday of the month following statutory 21-day notice periods.
Texas Property Code § 5.008 requires residential sellers to deliver a standardized Seller's Disclosure Notice detailing known structural defects, flood history, and environmental hazards prior to contract execution.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
- Andretti Indoor Karting & Games The Colony412 mi
- The Cove at The Lakefront4.413.8 mi
- KidZania3.98.8 mi
- Activate Games4.912.8 mi
- Urban Air Trampoline and Adventure Park4.17.3 mi
- Grandscape4.712.2 mi
- Legacy Hall4.610.1 mi
- Cosm Dallas412 mi
- Topgolf The Colony4.413.2 mi
- The Star in Frisco4.89 mi
- Cinemark West Plano XD and SCREENX4.611.9 mi
- Cinemark Legacy and XD4.57.9 mi
- Arbor Hills Nature Preserve4.812.8 mi
- Andretti Indoor Karting & Games The Colony412 mi
- AMC Stonebriar 243.88.8 mi
- Arbor Hills Nature Preserve4.812.8 mi
- Russell Creek Park4.66.9 mi
- Celebration Park4.87 mi
- Carpenter Park Recreation Center4.49.4 mi
- Oak Point Park and Nature Preserve4.89 mi
- Topgolf Allen4.35 mi
- Puttery4.511.9 mi
- The Courses at Watters Creek4.27.7 mi
- TPC Craig Ranch4.63.3 mi
- Stonebriar Country Club4.610.6 mi
- Allen Premium Outlets4.44.3 mi
- Stonebriar Centre4.58.7 mi
- Costco Wholesale4.49.7 mi
- Costco Wholesale4.57.9 mi
- Costco Wholesale4.43.4 mi
- Dallas Fort Worth International Airport4.128.2 mi
- Dallas Love Field4.425.1 mi
- Capital One Lounge at DFW428.1 mi
- The Club DFW3.928 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major community park featuring a lake, trails, and recreational facilities.
A primary retail and dining hub serving the local community.
Deterministic aggregate of 4 researched properties in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
No county-record distress flags across 6 researched properties on the ARED base layer. Key-figure check: median price diverges 17.7% from the nearest retained anchor (researched-property base layer) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: confirmed genuine market swing — the flagged $560,000 was independently re-read and corroborated by 2 source(s); it stands as the new anchor baseline.
Governs The Villas at Adriatica
Village-specific design controls, architectural board approvals, and residential occupancy rules consistent with the Adriatica master development scheme.
Governs Hidden Forest
Deed restrictions enforce single-family occupancy, architectural modifications review, and pet limits per household.
Governs Adriatica
Strict architectural design guidelines matching the Croatian village aesthetic; leasing restrictions and commercial/residential mixed-use zoning rules apply.
Governs The Legends of McKinney
Mandatory POA restrictions governing single-family use, CMA architectural review approval prior to exterior modification, and leasing compliance under Texas Property Code.
Governs Ridgecrest
Subject to recorded Collin County subdivision declarations; single-family residential use, architectural control guidelines, and transfer registration requirements.
Governs Meridian Residential Association, Inc.
Standard residential use; subject to recorded Collin County declaration restrictions regarding architectural review, leasing disclosures, and property maintenance.
Governs Wynngate
Commercial business activity prohibited on residential lots; off-street vehicle parking rules; mandatory architectural reviews.
Governs Virginia Woods
Single-family residential requirements; outbuildings, paint color changes, and roofing subject to architectural committee pre-approval.
Governs Woodland Bridge Village
Single-family residential occupancy and architectural compliance under recorded Collin County restrictions.
Governs Fireside Village
No short-term rentals without association compliance, mandatory ARC plan approvals, and parking restricted to driveways and garages.
Governs Tucker Hill
Traditional Neighborhood Design (TND) architectural guidelines strictly enforced; garage parking requirements and leasing limitations.
Governs Erwin Farms
Single-family zoning only; architectural approval needed prior to construction; leasing registration and compliance guidelines enforced.
Governs Brookview
Mandatory architectural review for all alterations, restrictions on commercial activity, and strict limits on long-term street parking.
Governs Brookstone McKinney
Single-family residential use, architectural control committee approval required for exterior modifications, street parking and leasing guidelines apply per recorded declarations.
Governs Harvest Bend (McKinney)
Governed by recorded deed restrictions; residential occupancy, architectural review for exterior improvements, and vehicle parking standards typical for single-family subdivisions.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.