The story of this market
The typical home in ZIP 75439 sells for about $153,400, or $125 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 75439 — Ector
The housing market in 75439 remains stable with low inventory and modest price appreciation consistent with rural Fannin County trends. Sales volume is limited due to the small population size, and the market is primarily driven by local demand rather than speculative investment. Figures for specific metrics like active listings and price cuts are based on current local market observations.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with lower housing costs compared to the nearby Dallas-Fort Worth metroplex.
Median prices moved up 2.5% year over year.
Homes spend a median of 85 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 75439, Fannin County TX
The area is served by the Ector Independent School District, which provides local public education for the community.
The area maintains a rural character with limited large-scale commercial development, primarily serving as a residential base for the surrounding Fannin County region.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Residents primarily rely on personal vehicles for commuting, with access to regional highways connecting to larger employment hubs in the North Texas area.
Local recreation is centered on community-based parks and proximity to the natural landscapes of Fannin County, with limited large-scale commercial shopping within the immediate ZIP.
The rental market is characterized by low inventory and limited multi-family supply, primarily consisting of single-family residential rentals.
The local economy is primarily driven by agriculture, small-scale retail, and services, with many residents commuting to larger employment centers in Fannin County and the broader North Texas region.
Transportation is heavily reliant on private vehicle use via local and state highway corridors; there is no significant public transit infrastructure.
Development activity is currently focused on small-scale residential infill rather than large-scale commercial or mixed-use projects.
The Fannin Central Appraisal District manages property assessments for the county, utilizing market-based valuation methods.
Parcels are subject to levies from the Ector Independent School District and Fannin County, with potential additional assessments for local utility and emergency service districts.
Property insurance premiums are influenced by regional weather patterns, including wind and hail exposure common to North Texas.
Data retrieved from US Census Bureau ACS 2024 5-year estimates for ZCTA 75439.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Schulman’s Movie Bowl Grille4.518.4 mi
- Downtown Escape Rooms Sherman4.819.6 mi
- BarnHill Vineyards4.817.1 mi
- The Post Restaurant4.219.6 mi
- Grayson County Speedway4.712.4 mi
- The Hills of Luella4.915.5 mi
- North Texas Safari Park4.86.3 mi
- Bonham State Park4.58.2 mi
- Majestic 6 Theatre4.25.6 mi
- Bonham Parks & Recreation Department4.36.4 mi
- Historic Carpenters Bluff Bridge4.716.7 mi
- The Sherman Museum4.519.4 mi
- Harber Wildlife Museum, shawnee trail4.619.7 mi
- Bonham State Park4.58.2 mi
- Powder Creek Park4.76.7 mi
- Bonham Parks & Recreation Department4.36.4 mi
- Legacy Ridge Country Club3.89.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.