The story of this market
The typical home in ZIP 78011 sells for about $215,000, or $142 per square foot.
Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 78011 — Charlotte
The housing market in 78011 remains quiet with low inventory and limited sales volume, reflecting its rural nature. Prices have seen a slight softening year-over-year, consistent with broader regional trends in rural South Texas. Market activity is driven primarily by local demand rather than speculative investment.
This ZIP is best suited for families and individuals seeking affordable, rural living who are comfortable with a significant commute to San Antonio for employment and major services.
Median prices moved down 2.4% year over year.
Homes spend a median of 88 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 16.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 78011, Atascosa County TX
Crime rates in the Charlotte area are generally low, consistent with rural Atascosa County trends, though specific localized data is limited.
The area is served by Charlotte ISD, which maintains a small-town educational environment with limited extracurricular diversity compared to larger urban districts.
The region is subject to standard Texas wildfire risks and occasional severe storm activity; flood risk is generally low but varies by specific parcel proximity to local creeks.
Economic momentum is primarily driven by agricultural operations and regional oil and gas support services, with limited new commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting is heavily reliant on personal vehicles, with residents typically driving 45-60 minutes to reach major employment hubs in the San Antonio metropolitan area.
Recreational opportunities are limited to local community parks and outdoor activities typical of rural South Texas, with major shopping and entertainment located in Pleasanton or San Antonio.
The rental market is characterized by low inventory and limited turnover, with most available units being single-family homes rather than multi-family complexes.
The local economy is anchored by agriculture, ranching, and regional oilfield services, with most residents commuting outside the ZIP for professional employment.
Public transit is non-existent; the area relies entirely on highway access via SH 97 and US 281 for regional connectivity.
There are no major large-scale commercial or residential developments currently approved or under construction within the ZIP code.
The Atascosa Central Appraisal District manages property assessments, focusing on agricultural exemptions and market-value adjustments for residential parcels.
Parcels are subject to Charlotte ISD taxes and Atascosa County general and road/bridge district levies.
Property insurance premiums are influenced by regional wind and hail exposure common to South Texas, with market availability remaining stable.
Texas is a non-judicial foreclosure state, allowing for expedited processes under the deed of trust.
Texas law requires sellers to provide a written disclosure notice regarding the condition of the property to potential buyers.
Data retrieved from data.census.gov ZCTA 78011 profile.
- Lew's at Pleasanton Country Club4.419.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community space for outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.