The story of this market
The typical home in ZIP 79370 sells for about $225,000, or $112 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 79370 — Spur
The housing market in 79370 is characterized by low inventory and slow sales velocity, typical of a rural Texas market. Prices have seen modest appreciation, driven by limited supply rather than high demand. The market remains stable with little evidence of speculative activity.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including retirees or individuals working in agriculture, rather than commuters or investors looking for high-growth urban assets.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 5.0 months of supply — a slower-moving market.
10% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 16.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 79370, Texas
Crime rates in the Spur area are generally low, consistent with rural West Texas trends, though specific localized data is limited.
The area is served by the Spur Independent School District, which provides small-town educational settings with limited extracurricular variety compared to larger urban districts.
The region faces moderate risks from wind and occasional severe weather; flood risk is generally low, though localized drainage issues can occur.
Economic momentum is primarily driven by agriculture and local services, with limited large-scale industrial or commercial development currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).
Commuting is primarily by personal vehicle, with long drive times to major employment hubs like Lubbock.
Recreation is centered on local community parks and proximity to rural outdoor activities, with limited large-scale shopping or entertainment venues.
The rental market is limited in depth, consisting primarily of single-family homes with low turnover and minimal investor-driven short-term rental activity.
The local economy is heavily reliant on agriculture, ranching, and essential local services, with limited diversification.
Transportation infrastructure is limited to state highways; there is no public transit system serving the area.
There are no major commercial or residential developments currently approved or under construction in the ZIP.
The Dickens County Appraisal District manages assessments, focusing on agricultural valuations and residential property tax rolls.
Parcels are subject to school district taxes and county-level assessments; no major MUDs or PIDs are currently active.
Property insurance premiums are influenced by regional weather risks, including wind and hail, which are common in the Texas Panhandle.
The region experiences slow population change, with net migration remaining relatively flat or slightly negative.
Texas operates under a non-judicial foreclosure doctrine, allowing for relatively fast processing of defaults.
Texas law requires sellers to provide a standard property disclosure notice detailing the condition of the home.
Data retrieved from data.census.gov ZCTA 79370 profile.
- White River Marina4.510.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park providing basic recreational space.
Local historical site preserving regional heritage.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.