The story of this market
The typical home in ZIP 85631 sells for about $164,000, or $143 per square foot.
Prices are down 20.93% from a year ago, which gives buyers more room to negotiate. Homes take about 70 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,240 a month.
ZIP 85631
The 85631 housing market is currently experiencing a cooling phase with a significant year-over-year decline in median listing prices. High days on market and low competitive scores suggest a buyer's market, likely driven by the area's remote location and limited economic growth. Figures for specific tax history and certain demographic metrics are not currently published at the ZIP level.
This ZIP is primarily suited for budget-conscious buyers and those seeking a quiet, small-town lifestyle away from major urban centers.
Median prices moved down 20.9% year over year.
Homes spend a median of 70 days on market with 1.4 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 15.4% — a mixed stability profile.
versus the prior ACS vintage
ZCTA 85631, Pinal County AZ
The area is a former mining community with limited new development momentum.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arizona) — Senior Property Valuation Protection Option (Senior Freeze): Provides a 'freeze' on the valuation of the property for tax purposes, limiting the growth of the property tax burden for eligible seniors. State (Arizona) — Arizona Property Tax Assessment: The tax is calculated by applying an assessment ratio to the property's Limited Property Value (LPV). For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Arizona Property Tax Assessment: Property tax is calculated using the formula: (Full Cash Value or Limited Property Value) x Assessment Ratio = Net Assessed Value. The Net Assessed Value is then multiplied by the local tax rate. For primary residential property (Class 3), the assessment ratio is 10%. State (Arizona) — Delinquent Property Tax Lien Sale and 3-Year Redemption Foreclosure: The county treasurer sells a tax lien certificate via public auction to the investor bidding the lowest annual rate of interest (ranging from 16% down to 0% per annum under A.R.S. § 42-18114). State (Arizona) — Statutory Residential Homestead Exemption: Exempts up to $400,000 of equity in an owner-occupied primary dwelling from attachment, execution, and forced sale arising from unsecured civil judgment liens.
Residents typically commute to larger employment hubs in the Tucson metropolitan area via AZ-77.
The area offers access to outdoor recreation in the nearby Coronado National Forest and local community parks.
The rental market is characterized by low inventory and steady demand from local workers, with limited short-term rental presence.
The local economy is historically tied to mining and service industries, with many residents commuting to the broader Tucson region for employment.
Transportation is primarily automobile-dependent, with AZ-77 serving as the main corridor connecting the area to regional employment centers.
There are no major large-scale commercial or residential developments currently reported for this ZIP code.
The Pinal County Assessor manages property valuations for tax purposes using standard mass appraisal techniques.
Parcels are subject to Pinal County property taxes and local school district levies.
Property insurance premiums are influenced by regional wildfire risk and general desert climate factors.
Data retrieved from data.census.gov ZCTA 85631 profile.
- Oracle State Park4.711.2 mi
- Peppersauce Cave4.710.1 mi
- Arizona Zipline Adventures4.99.7 mi
- Biosphere 24.517.8 mi
- Oracle State Park4.711.2 mi
- The Historic 3C Ranch4.89.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides extensive hiking and outdoor recreation opportunities adjacent to the community.
Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).