The story of this market
The typical home in ZIP 89319 sells for about $135,000, or $112 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 145 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 89319 — Ruth
The housing market in 89319 is characterized by very low inventory and minimal transaction volume, reflecting its status as a small, stable rural community. Prices have remained relatively flat year-over-year, with demand driven primarily by local employment needs rather than speculative investment. The market is currently balanced due to the lack of both new supply and significant buyer pressure.
This ZIP is best suited for those seeking affordable, quiet rural living, particularly retirees or workers in the local mining industry who prefer a remote, small-town environment.
Median prices moved down 2.1% year over year.
Homes spend a median of 145 days on market with 12.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 89319, White Pine County, NV
Crime rates in the Ruth area are generally low, consistent with the rural character of White Pine County, though specific localized trend data is not determinable.
Public education is served by the White Pine County School District, which provides standard rural K-12 instruction; specific school-level ratings are not determinable for this small ZIP.
The area faces risks typical of the high desert, including wildfire potential and occasional high-wind events, with insurance availability often tied to regional fire-risk assessments.
Economic momentum is limited, with the area historically tied to mining and regional government services in nearby Ely; no major new infrastructure or corporate developments are currently reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Nevada) — Disabled Veterans Property Tax Exemption: Provides a partial exemption from property taxes based on the veteran's disability rating, which is applied to the assessed value of the property. State (Nevada) — Nevada Property Tax Assessment and Levy: Property tax is calculated using the formula: (Taxable Value * 0.35) * Tax Rate = Total Property Tax. Taxable value is determined by county assessors, and the assessment ratio is fixed at 35% of taxable value.
Commuting is primarily by private vehicle, with most residents traveling to nearby Ely for employment and essential services.
Recreation is centered on outdoor activities in the surrounding Humboldt-Toiyabe National Forest, including hiking and off-roading, with limited local shopping or dining options.
The rental market is extremely thin with very low turnover and limited inventory, primarily serving local workers in the mining or public sectors.
The local economy is heavily reliant on regional mining operations and public sector employment based in the county seat of Ely.
Transportation is entirely dependent on private vehicles, with no public transit infrastructure serving this rural ZIP code.
There are no major approved or under-construction commercial or residential developments reported for this area.
The White Pine County Assessor manages property valuations, typically following a cyclical reappraisal schedule for rural parcels.
Parcels are subject to White Pine County School District and general county tax levies; no specialized utility or hospital districts are reported.
Property insurance availability is subject to regional wildfire risk assessments, which may impact premiums for older residential structures.
The state has experienced net positive domestic migration, though rural counties like White Pine have seen long-term population decline.
Nevada is primarily a non-judicial foreclosure state, allowing for a streamlined process under the deed of trust framework.
Sellers are required to provide a comprehensive disclosure form detailing the condition of the property, including known defects.
Data retrieved from US Census Bureau ZCTA-level tables.
- Nevada Northern Railway Museum4.75.9 mi
- White Pine Public Museum4.65.5 mi
- Nevada Northern Railway Museum4.75.9 mi
- White Pine Public Museum4.65.5 mi
- Garnet Hill4.51.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides extensive access to hiking, camping, and outdoor recreation surrounding the community.
Small local park serving the immediate residential area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.