The story of this market
The typical home in ZIP 91913 sells for about $822,000, or $459 per square foot.
Prices are up +2.2% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $2,993 a month.
ZIP 91913 — Chula Vista
The 91913 housing market remains competitive with a median sale price of $822,000, reflecting a 2.2% year-over-year increase. While the pace of sales has slowed slightly compared to last year, demand remains supported by the area's appeal as a master-planned suburban hub. Limited inventory continues to exert upward pressure on prices despite broader economic headwinds.
This ZIP is ideal for families and professionals seeking master-planned suburban living with modern amenities, good school access, and a manageable commute to San Diego's employment core.
Median prices moved up 2.2% year over year.
Homes spend a median of 32 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 7.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 91913, San Diego County, CA
The area is served by the Chula Vista Elementary School District and Sweetwater Union High School District, which generally maintain stable performance ratings within the San Diego region.
The region faces standard California wildfire and seismic risks, with insurance availability and premiums increasingly influenced by state-wide wildfire mitigation requirements.
The area benefits from proximity to major San Diego employment hubs and ongoing residential development in the Eastlake and Otay Ranch master-planned communities.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via the SR-125 toll road and I-805, providing access to downtown San Diego and major employment centers in the South Bay.
The ZIP features extensive access to the Otay Lakes reservoir, numerous community parks, and proximity to the Otay Ranch Town Center for shopping and dining.
The rental market remains tight with high demand, driven by the area's suburban appeal and limited new inventory, resulting in steady rent growth.
The local economy is anchored by retail, education, and healthcare, with significant employment spillover from the broader San Diego aerospace and technology sectors.
The area is served by the SR-125 toll road and I-805, with limited public transit options relying primarily on bus connections to the San Diego Trolley system.
Ongoing residential and mixed-use expansion continues in the Otay Ranch area, focusing on high-density housing and commercial integration.
Parcels are frequently subject to Mello-Roos community facilities districts to fund local infrastructure and school construction.
Property insurance premiums are rising due to regional wildfire risk and broader California market volatility.
Data retrieved from U.S. Census Bureau ZCTA 91913 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- SeaWorld San Diego4.416.8 mi
- Belmont Park4.618.2 mi
- Sesame Place San Diego42.2 mi
- Parque Morelos4.58.9 mi
- San Diego Natural History Museum4.611.8 mi
- Petco Park4.711.2 mi
- San Diego Convention Center4.611.3 mi
- Sycuan Casino Resort4.215.2 mi
- Jamul Casino Resort49.5 mi
- Snapdragon Stadium4.313.7 mi
- San Diego Zoo4.712.2 mi
- Balboa Park4.811.8 mi
- CBX Tijuana4.74.8 mi
- Seaport Village4.612 mi
- Plaza Bonita4.54.8 mi
- Balboa Park4.811.8 mi
- USS Midway Museum4.812.3 mi
- Japanese Friendship Garden & Museum4.611.8 mi
- Tijuana Cultural Center4.86.2 mi
- San Diego Air & Space Museum4.611.9 mi
- Balboa Park4.811.8 mi
- PARQUE ESPERANTO4.612.7 mi
- Amistad Park4.56.6 mi
- Parque Morelos4.58.9 mi
- Waterfront Park4.712.6 mi
- The Dana on Mission Bay4.317.4 mi
- Marina Village Conference Center4.417 mi
- San Diego Yacht Club4.715.3 mi
- Fiddler's Cove Marina & RV Park (Navy MWR)4.69.2 mi
- Dana Landing4.417.3 mi
- Balboa Park Golf Course4.311.1 mi
- Coronado Golf Course4.610.9 mi
- Steele Canyon Golf Club4.510.6 mi
- Bonita Golf Course4.44.5 mi
- Mission Trails Golf Course3.813 mi
- Las Americas Premium Outlets4.65.7 mi
- Península4.67.4 mi
- Macroplaza Insurgentes4.59.3 mi
- Plaza Río4.66.3 mi
- Seaport Village4.612 mi
- San Diego International Airport4.213.8 mi
- Tijuana International Airport4.45.5 mi
- Cross Border Xpress4.64.9 mi
- Naval Air Station North Island4.412.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large regional park offering hiking, fishing, and picnic areas.
Major open-air shopping and dining destination serving the South Bay.
World-class athletic training facility located nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Montecito at Lomas Verdes
Residential use limitations, architectural control committee review requirements, and vehicle parking guidelines.
Governs Windingwalk · Saguaro at Windingwalk · Agave
Subject to master architectural review, common area parking rules, and single-family residential use restrictions typical of master-planned communities in Otay Ranch.
Governs Tapestry · Mosaic
Governs The Woods at Eastlake
Strict architectural review standards, landscaping maintenance requirements, and limitations on street parking.
Governs Mission Gardens
Governed by community CC&Rs and rules regulating parking assignments, exterior alterations, holiday decor, and common utility use.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.